Modul RBB
012
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 99,71% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 18.909.775.283 | 18.854.164.569 | 18.952.278.805 | 19.025.864.482 | 19.123.978.718 | 19.222.092.954 | 19.320.207.190 | 19.442.849.985 | 19.565.492.780 | 19.688.135.575 | 19.810.778.370 | 19.933.421.165 | 19.982.478.283 | 20.031.535.401 |
| 3 | Pertumbuhan | 46.403.771 | 248.514.418 | 98.114.236 | 73.585.677 | 98.114.236 | 98.114.236 | 98.114.236 | 122.642.795 | 122.642.795 | 122.642.795 | 122.642.795 | 122.642.795 | 49.057.118 | 49.057.118 | |
| 4 |
Run Off
|
942.708.228 | 947.613.940 | 951.293.224 | 956.198.936 | 961.104.648 | 966.010.360 | 972.142.499 | 978.274.639 | 984.406.779 | 990.538.919 | 996.671.058 | 999.123.914 | 1.001.576.770 | ||
| 5 | Pencairan Kredit | 19.102.678.987 | 19.050.393.041 | 19.099.450.159 | 19.222.092.954 | 19.320.207.190 | 19.418.321.426 | 19.565.492.780 | 19.688.135.575 | 19.810.778.370 | 19.933.421.165 | 20.056.063.960 | 20.031.535.401 | 20.080.592.519 | ||
| 6 | Rata - rata Per Marketing | 0 | 3.820.600.000 | 3.810.100.000 | 3.819.900.000 | 3.844.500.000 | 3.864.100.000 | 3.883.700.000 | 3.913.100.000 | 3.937.700.000 | 3.962.200.000 | 3.986.700.000 | 4.011.300.000 | 4.006.400.000 | 4.016.200.000 | |
| 7 | YOG | 1,21% | 1,28% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 228.325.375 | 241.017.130 | 263.163.504 | 264.185.284 | 265.547.658 | 266.910.031 | 268.272.405 | 269.975.372 | 271.678.339 | 273.381.306 | 275.084.274 | 276.787.241 | 277.468.427 | 278.149.614 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 37.693 | 50.922 | 51.187 | 51.386 | 51.651 | 51.916 | 52.181 | 52.512 | 52.843 | 53.174 | 53.506 | 53.837 | 53.969 | 54.102 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 228.287.682 | 240.966.208 | 263.112.317 | 264.133.898 | 265.496.007 | 266.858.115 | 268.220.224 | 269.922.860 | 271.625.496 | 273.328.132 | 275.030.768 | 276.733.404 | 277.414.458 | 278.095.512 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 6.298.516 | 6.638.311 | 6.672.856 | 6.698.764 | 6.733.309 | 6.767.854 | 6.802.399 | 6.845.580 | 6.888.761 | 6.931.942 | 6.975.123 | 7.018.303 | 7.035.576 | 7.052.848 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 3.627.756 | 4.136.005 | 4.157.528 | 4.173.671 | 4.195.194 | 4.216.717 | 4.238.240 | 4.265.144 | 4.292.048 | 4.318.952 | 4.345.856 | 4.372.760 | 4.383.521 | 4.394.283 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 2.670.760 | 2.502.306 | 2.515.328 | 2.525.094 | 2.538.115 | 2.551.137 | 2.564.159 | 2.580.436 | 2.596.713 | 2.612.990 | 2.629.267 | 2.645.544 | 2.652.055 | 2.658.565 |
| 15 | 40109 | PENDAPATAN LAINNYA | 19.408.427 | 25.564.048 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 640.000 | 640.000 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 640.000 | 640.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 18 | 401090402 | Pend BUNGA Hapus Buku | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 130.306 | 6.649.964 |
|
|
|
|
|
|
|
|
|
|
|
|
| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 254.032.318 | 273.219.489 | 269.836.360 | 270.884.048 | 272.280.967 | 273.677.885 | 275.074.803 | 276.820.952 | 278.567.100 | 280.313.248 | 282.059.396 | 283.805.544 | 284.504.003 | 285.202.462 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 53.492.139 | 55.415.552 | 55.693.279 | 55.901.573 | 56.179.300 | 56.457.026 | 56.734.753 | 57.081.911 | 57.429.069 | 57.776.227 | 58.123.386 | 58.470.544 | 58.609.407 | 58.748.270 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 51.938.993 | 53.369.436 | 53.647.163 | 53.855.457 | 54.133.184 | 54.410.910 | 54.688.637 | 55.035.795 | 55.382.953 | 55.730.111 | 56.077.270 | 56.424.428 | 56.563.291 | 56.702.154 |
| 32 | 40209 | Pend Non-Lainnya | 1.553.146 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 | 2.046.116 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 1.552.372 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 | 2.045.468 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 774 | 648 | 648 | 648 | 648 | 648 | 648 | 648 | 648 | 648 | 648 | 648 | 648 | 648 |
| 36 | 4020909 | Pend Non-Lainnya | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 4 | PENDAPATAN | 307.524.457 | 328.635.041 | 325.529.639 | 326.785.621 | 328.460.267 | 330.134.911 | 331.809.556 | 333.902.863 | 335.996.169 | 338.089.475 | 340.182.782 | 342.276.088 | 343.113.410 | 343.950.732 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 82.616.835 | 85.707.901 | 86.153.912 | 86.488.420 | 86.934.431 | 87.380.442 | 87.826.453 | 88.383.967 | 88.941.481 | 89.498.995 | 90.056.509 | 90.614.023 | 90.837.029 | 91.060.035 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 0 | 866.116 | 870.623 | 874.003 | 878.510 | 883.017 | 887.524 | 893.158 | 898.792 | 904.426 | 910.060 | 915.694 | 917.948 | 920.202 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 1.570.258 | 148.324 |
|
|
|
|
|
|
|
|
|
|
|
|
| 42 | 50104 | BEBAN PEMASARAN | 500.000 | 524.000 | 526.727 | 528.772 | 531.499 | 534.226 | 536.953 | 540.362 | 543.771 | 547.180 | 550.589 | 553.998 | 555.361 | 556.724 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 158.015.381 | 281.130.594 | 130.242.020 | 117.857.016 | 119.268.017 | 119.648.928 | 117.848.731 | 119.032.757 | 119.648.857 | 117.848.731 | 119.032.759 | 119.648.853 | 117.848.730 | 146.235.373 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 117.087.711 | 235.546.145 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 | 73.585.677 |
| 45 | 501060101 | GAJI DAN UPAH | 92.327.711 | 207.268.145 |
|
|
|
|
|
|
|
|
|
|
|
|
| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 24.760.000 | 28.278.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 24.220.000 | 26.917.500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 540.000 | 1.360.500 |
|
|
|
|
|
|
|
|
|
|
|
|
| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 53 | 5010603 | BEBAN SEWA | 18.205.500 | 17.595.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 3.258.677 | 3.419.927 |
|
|
|
|
|
|
|
|
|
|
|
|
| 55 | 5010606 | BEBAN PREMI ASURANSI | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 4.038.722 | 3.468.722 |
|
|
|
|
|
|
|
|
|
|
|
|
| 57 | 5010608 | BEBAN BARANG DAN JASA | 14.431.271 | 20.059.800 |
|
|
|
|
|
|
|
|
|
|
|
|
| 58 | 5010609 | BEBAN PAJAK-PAJAK | 993.500 | 1.041.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 59 | 50109 | Operasional Lainnya | 9.454.896 | 9.649.211 |
|
|
|
|
|
|
|
|
|
|
|
|
| 60 | 501 | BEBAN OPERASIONAL | 251.304.183 | 375.943.238 | 217.793.282 | 205.748.211 | 207.612.457 | 208.446.613 | 207.099.661 | 208.850.244 | 210.032.901 | 208.799.332 | 210.549.917 | 211.732.568 | 210.159.068 | 238.772.334 |
| 61 | 502 | BEBAN NON OPERASIONAL | 1.800.100 | 2.072.500 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 63 | 50209 | Bbn Non-Lainnya | 1.800.100 | 2.072.500 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 6.000 | 550.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 1.794.100 | 1.522.500 |
|
|
|
|
|
|
|
|
|
|
|
|
| 70 | 5 | BIAYA | 253.104.283 | 378.015.738 | 221.998.790 | 209.987.962 | 211.886.729 | 212.446.613 | 211.443.822 | 213.229.777 | 214.448.094 | 213.250.475 | 215.037.303 | 216.256.492 | 214.719.827 | 243.370.228 |
| 71 | EBT | 54.420.174 | -49.380.697 | 103.530.849 | 116.797.659 | 116.573.538 | 117.688.298 | 120.365.734 | 120.673.086 | 121.548.075 | 124.839.000 | 125.145.479 | 126.019.596 | 128.393.583 | 100.580.504 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 54.420.174 | -49.380.697 | 103.530.849 | 116.797.659 | 116.573.538 | 117.688.298 | 120.365.734 | 120.673.086 | 121.548.075 | 124.839.000 | 125.145.479 | 126.019.596 | 128.393.583 | 100.580.504 | |
| 74 | 309 | EAT Akumulatif | 901.561.140 | 852.180.443 | 103.530.849 | 220.328.508 | 336.902.046 | 454.590.344 | 574.956.078 | 695.629.164 | 817.177.239 | 942.016.239 | 1.067.161.718 | 1.193.181.314 | 1.321.574.897 | 1.422.155.401 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 12,80% | 12,28% | 12,23% | 12,17% | 12,10% | 12,04% | 11,97% | 11,89% | 11,82% | 11,75% | 11,67% | 11,64% | 11,62% | |
| 79 | OTP | 0,00% | 83,36% | 79,93% | 79,62% | 79,21% | 78,81% | 78,41% | 77,92% | 77,43% | 76,94% | 76,47% | 76,00% | 75,81% | 75,63% | |
| 80 | BOPO | 98,93% | 137,60% | 80,71% | 75,95% | 76,25% | 76,16% | 75,29% | 75,45% | 75,40% | 74,49% | 74,65% | 74,60% | 73,87% | 83,72% | |
| 81 | Jml Marketing Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 82 | 1 | Asset | 19.231.938.083 | 19.307.843.992 | 19.408.319.107 | 19.483.675.444 | 19.584.150.559 | 19.684.625.674 | 19.785.100.789 | 19.910.694.683 | 20.036.288.577 | 20.161.882.471 | 20.287.476.365 | 20.413.070.259 | 20.463.307.817 | 20.513.545.375 |
| 83 | ROA | 0,28% | -0,26% | 0,53% | 0,60% | 0,60% | 0,60% | 0,61% | 0,61% | 0,61% | 0,62% | 0,62% | 0,62% | 0,63% | 0,49% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 12.733.415.462 | 13.299.054.958 | 13.368.261.239 | 13.420.165.950 | 13.489.372.231 | 13.558.578.512 | 13.627.784.793 | 13.714.292.645 | 13.800.800.497 | 13.887.308.349 | 13.973.816.201 | 14.060.324.053 | 14.094.927.194 | 14.129.530.335 |
| 86 | 20402 | Deposito | 13.137.500.000 | 12.639.500.000 | 12.705.274.057 | 12.754.604.599 | 12.820.378.656 | 12.886.152.713 | 12.951.926.770 | 13.034.144.341 | 13.116.361.912 | 13.198.579.483 | 13.280.797.054 | 13.363.014.625 | 13.395.901.653 | 13.428.788.681 |
| 87 | LDR | 73,09% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | 72,69% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|