Modul RBB
010
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 99,98% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 21.334.797.355 | 21.329.919.743 | 21.440.917.436 | 21.524.165.706 | 21.635.163.399 | 21.746.161.092 | 21.857.158.785 | 21.995.905.901 | 22.134.653.017 | 22.273.400.133 | 22.412.147.249 | 22.550.894.365 | 22.606.393.212 | 22.661.892.059 |
| 3 | Pertumbuhan | 52.354.670 | 281.147.042 | 110.997.693 | 83.248.270 | 110.997.693 | 110.997.693 | 110.997.693 | 138.747.116 | 138.747.116 | 138.747.116 | 138.747.116 | 138.747.116 | 55.498.847 | 55.498.847 | |
| 4 |
Run Off
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1.066.495.987 | 1.072.045.872 | 1.076.208.285 | 1.081.758.170 | 1.087.308.055 | 1.092.857.939 | 1.099.795.295 | 1.106.732.651 | 1.113.670.007 | 1.120.607.362 | 1.127.544.718 | 1.130.319.661 | 1.133.094.603 | ||
| 5 | Pencairan Kredit | 21.611.066.785 | 21.551.915.129 | 21.607.413.976 | 21.746.161.092 | 21.857.158.785 | 21.968.156.478 | 22.134.653.017 | 22.273.400.133 | 22.412.147.249 | 22.550.894.365 | 22.689.641.481 | 22.661.892.059 | 22.717.390.906 | ||
| 6 | Rata - rata Per Marketing | 0 | 4.322.300.000 | 4.310.400.000 | 4.321.500.000 | 4.349.300.000 | 4.371.500.000 | 4.393.700.000 | 4.427.000.000 | 4.454.700.000 | 4.482.500.000 | 4.510.200.000 | 4.538.000.000 | 4.532.400.000 | 4.543.500.000 | |
| 7 | YOG | 0,94% | 0,57% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 200.997.701 | 121.913.828 | 256.392.959 | 257.388.451 | 258.715.774 | 260.043.097 | 261.370.420 | 263.029.574 | 264.688.729 | 266.347.883 | 268.007.036 | 269.666.190 | 270.329.852 | 270.993.513 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 37.783 | 34.244 | 34.422 | 34.556 | 34.734 | 34.912 | 35.090 | 35.313 | 35.536 | 35.759 | 35.981 | 36.204 | 36.293 | 36.382 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 200.959.918 | 121.879.584 | 256.358.537 | 257.353.895 | 258.681.040 | 260.008.185 | 261.335.330 | 262.994.261 | 264.653.193 | 266.312.124 | 267.971.055 | 269.629.986 | 270.293.559 | 270.957.131 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 6.281.240 | 6.256.833 | 6.289.393 | 6.313.812 | 6.346.372 | 6.378.932 | 6.411.491 | 6.452.191 | 6.492.890 | 6.533.590 | 6.574.289 | 6.614.989 | 6.631.269 | 6.647.548 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 3.544.414 | 3.828.457 | 3.848.380 | 3.863.322 | 3.883.244 | 3.903.167 | 3.923.090 | 3.947.993 | 3.972.897 | 3.997.800 | 4.022.703 | 4.047.607 | 4.057.568 | 4.067.530 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 2.736.826 | 2.428.376 | 2.441.013 | 2.450.491 | 2.463.127 | 2.475.764 | 2.488.401 | 2.504.197 | 2.519.994 | 2.535.790 | 2.551.586 | 2.567.382 | 2.573.700 | 2.580.019 |
| 15 | 40109 | PENDAPATAN LAINNYA | 16.556.391 | 31.634.063 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 650.000 | 2.585.000 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 300.000 | 1.885.000 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 350.000 | 700.000 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 1.975.563 | 5.147.597 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 223.835.332 | 159.804.724 | 262.682.352 | 263.702.263 | 265.062.146 | 266.422.029 | 267.781.912 | 269.481.765 | 271.181.619 | 272.881.472 | 274.581.326 | 276.281.179 | 276.961.121 | 277.641.062 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 10.029.505 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 32 | 40209 | Pend Non-Lainnya | 1.429.505 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 | 1.121.098 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 925.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 | 1.070.000 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 650 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 | 1.098 |
| 36 | 4020909 | Pend Non-Lainnya | 503.855 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 | 50.000 |
| 37 | 4 | PENDAPATAN | 233.864.837 | 160.925.822 | 263.803.450 | 264.823.361 | 266.183.244 | 267.543.127 | 268.903.010 | 270.602.863 | 272.302.717 | 274.002.570 | 275.702.424 | 277.402.277 | 278.082.219 | 278.762.160 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 43.487.448 | 45.177.650 | 45.412.748 | 45.589.071 | 45.824.169 | 46.059.267 | 46.294.365 | 46.588.237 | 46.882.109 | 47.175.981 | 47.469.853 | 47.763.725 | 47.881.274 | 47.998.823 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 172.645 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 224.313 | 0 |
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| 42 | 50104 | BEBAN PEMASARAN | 463.500 | 1.490.000 | 1.497.754 | 1.503.569 | 1.511.323 | 1.519.077 | 1.526.831 | 1.536.523 | 1.546.215 | 1.555.907 | 1.565.599 | 1.575.291 | 1.579.168 | 1.583.045 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 117.442.751 | 201.164.820 | 135.795.427 | 116.341.856 | 116.496.362 | 122.565.686 | 116.332.436 | 116.472.325 | 122.565.712 | 116.332.414 | 116.472.325 | 122.565.745 | 116.332.392 | 116.496.364 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 86.168.701 | 168.976.166 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 | 83.248.270 |
| 45 | 501060101 | GAJI DAN UPAH | 66.810.701 | 146.588.866 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 19.358.000 | 22.387.300 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 18.690.000 | 21.592.500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 668.000 | 794.800 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 15.755.500 | 15.145.000 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 2.513.872 | 2.513.872 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 18.543 | 18.543 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 1.037.500 | 1.479.000 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 11.712.635 | 13.032.239 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 236.000 | 0 |
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| 59 | 50109 | Operasional Lainnya | 7.702.648 | 5.430.528 |
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| 60 | 501 | BEBAN OPERASIONAL | 207.968.978 | 110.537.543 | 182.705.929 | 163.434.496 | 163.831.854 | 170.144.030 | 164.153.632 | 164.597.085 | 170.994.036 | 165.064.302 | 165.507.777 | 171.904.761 | 165.792.834 | 166.078.232 |
| 61 | 502 | BEBAN NON OPERASIONAL | 46.595.303 | 40.800.956 | 41.916.655 | 42.097.319 | 42.327.067 | 42.248.022 | 42.787.410 | 43.066.816 | 43.346.510 | 43.626.494 | 43.906.771 | 44.187.343 | 44.215.110 | 44.243.179 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 43.922.765 | 37.515.920 | 37.711.147 | 37.857.568 | 38.052.795 | 38.248.022 | 38.443.249 | 38.687.283 | 38.931.317 | 39.175.351 | 39.419.385 | 39.663.419 | 39.654.351 | 39.645.285 |
| 63 | 50209 | Bbn Non-Lainnya | 2.672.538 | 3.285.036 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 1.521.000 | 847.900 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 50.000 | 0 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 1.101.538 | 2.437.136 |
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| 70 | 5 | BIAYA | 254.564.281 | 151.338.499 | 224.622.584 | 205.531.815 | 206.158.921 | 212.392.052 | 206.941.042 | 207.663.901 | 214.340.546 | 208.690.796 | 209.414.548 | 216.092.104 | 210.007.944 | 210.321.411 |
| 71 | EBT | -20.699.444 | 9.587.323 | 39.180.866 | 59.291.546 | 60.024.323 | 55.151.075 | 61.961.968 | 62.938.962 | 57.962.171 | 65.311.774 | 66.287.876 | 61.310.173 | 68.074.275 | 68.440.749 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | -20.699.444 | 9.587.323 | 39.180.866 | 59.291.546 | 60.024.323 | 55.151.075 | 61.961.968 | 62.938.962 | 57.962.171 | 65.311.774 | 66.287.876 | 61.310.173 | 68.074.275 | 68.440.749 | |
| 74 | 309 | EAT Akumulatif | 457.391.414 | 466.978.737 | 39.180.866 | 98.472.412 | 158.496.735 | 213.647.810 | 275.609.778 | 338.548.740 | 396.510.911 | 461.822.685 | 528.110.561 | 589.420.734 | 657.495.009 | 725.935.758 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 13,14% | 12,92% | 12,87% | 12,80% | 12,74% | 12,67% | 12,59% | 12,51% | 12,44% | 12,36% | 12,28% | 12,25% | 12,22% | |
| 79 | OTP | 0,00% | 58,10% | 57,12% | 56,90% | 56,61% | 56,32% | 56,04% | 55,68% | 55,33% | 54,99% | 54,65% | 54,31% | 54,18% | 54,05% | |
| 80 | BOPO | 92,91% | 69,17% | 69,55% | 61,98% | 61,81% | 63,86% | 61,30% | 61,08% | 63,06% | 60,49% | 60,28% | 62,22% | 59,86% | 59,82% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 22.005.364.438 | 22.072.402.543 | 22.187.264.005 | 22.273.410.102 | 22.388.271.564 | 22.503.133.026 | 22.617.994.488 | 22.761.571.315 | 22.905.148.142 | 23.048.724.969 | 23.192.301.796 | 23.335.878.623 | 23.393.309.354 | 23.450.740.085 |
| 83 | ROA | -0,09% | 0,04% | 0,18% | 0,27% | 0,27% | 0,25% | 0,27% | 0,28% | 0,25% | 0,28% | 0,29% | 0,26% | 0,29% | 0,29% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 5.959.391.000 | 6.260.395.020 | 6.292.973.174 | 6.317.406.789 | 6.349.984.943 | 6.382.563.097 | 6.415.141.251 | 6.455.863.943 | 6.496.586.635 | 6.537.309.327 | 6.578.032.019 | 6.618.754.711 | 6.635.043.788 | 6.651.332.865 |
| 86 | 20402 | Deposito | 5.295.400.000 | 5.353.400.000 | 5.381.258.288 | 5.402.152.004 | 5.430.010.292 | 5.457.868.580 | 5.485.726.868 | 5.520.549.728 | 5.555.372.588 | 5.590.195.448 | 5.625.018.308 | 5.659.841.168 | 5.673.770.312 | 5.687.699.456 |
| 87 | LDR | 189,56% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | 183,66% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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