Modul RBB
009
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 106,11% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 24.667.101.534 | 26.173.714.220 | 26.309.918.291 | 26.412.071.344 | 26.548.275.415 | 26.684.479.486 | 26.820.683.557 | 26.990.938.645 | 27.161.193.733 | 27.331.448.821 | 27.501.703.909 | 27.671.958.997 | 27.740.061.032 | 27.808.163.067 |
| 3 | Pertumbuhan | 60.532.001 | 344.992.500 | 136.204.071 | 102.153.053 | 136.204.071 | 136.204.071 | 136.204.071 | 170.255.088 | 170.255.088 | 170.255.088 | 170.255.088 | 170.255.088 | 68.102.035 | 68.102.035 | |
| 4 |
Run Off
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1.308.685.711 | 1.315.495.915 | 1.320.603.567 | 1.327.413.771 | 1.334.223.974 | 1.341.034.178 | 1.349.546.932 | 1.358.059.687 | 1.366.572.441 | 1.375.085.195 | 1.383.597.950 | 1.387.003.052 | 1.390.408.153 | ||
| 5 | Pencairan Kredit | 26.518.706.720 | 26.446.122.362 | 26.514.224.397 | 26.684.479.486 | 26.820.683.557 | 26.956.887.628 | 27.161.193.733 | 27.331.448.821 | 27.501.703.909 | 27.671.958.997 | 27.842.214.085 | 27.808.163.067 | 27.876.265.102 | ||
| 6 | Rata - rata Per Marketing | 0 | 5.303.800.000 | 5.289.300.000 | 5.302.900.000 | 5.336.900.000 | 5.364.200.000 | 5.391.400.000 | 5.432.300.000 | 5.466.300.000 | 5.500.400.000 | 5.534.400.000 | 5.568.500.000 | 5.561.700.000 | 5.575.300.000 | |
| 7 | YOG | 1,19% | 1,19% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | 1,11% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 294.074.637 | 311.475.561 | 291.913.210 | 293.046.616 | 294.557.824 | 296.069.032 | 297.580.241 | 299.469.252 | 301.358.262 | 303.247.272 | 305.136.283 | 307.025.293 | 307.780.897 | 308.536.501 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 90.515 | 42.648 | 42.870 | 43.036 | 43.258 | 43.480 | 43.702 | 43.980 | 44.257 | 44.534 | 44.812 | 45.089 | 45.200 | 45.311 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 293.984.122 | 311.432.913 | 291.870.340 | 293.003.580 | 294.514.566 | 296.025.552 | 297.536.539 | 299.425.272 | 301.314.005 | 303.202.738 | 305.091.471 | 306.980.204 | 307.735.697 | 308.491.190 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 6.350.859 | 7.040.304 | 7.076.941 | 7.104.418 | 7.141.055 | 7.177.692 | 7.214.328 | 7.260.124 | 7.305.920 | 7.351.716 | 7.397.512 | 7.443.308 | 7.461.626 | 7.479.944 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 3.905.067 | 4.596.911 | 4.620.833 | 4.638.774 | 4.662.695 | 4.686.617 | 4.710.539 | 4.740.441 | 4.770.343 | 4.800.245 | 4.830.147 | 4.860.049 | 4.872.010 | 4.883.971 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 2.445.792 | 2.443.393 | 2.456.108 | 2.465.644 | 2.478.359 | 2.491.074 | 2.503.789 | 2.519.683 | 2.535.577 | 2.551.471 | 2.567.365 | 2.583.259 | 2.589.616 | 2.595.974 |
| 15 | 40109 | PENDAPATAN LAINNYA | 30.373.626 | 46.201.074 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 2.099.950 | 1.899.950 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 1.250.000 | 1.050.000 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 849.950 | 849.950 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 216.602 | 84.411 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 330.799.122 | 364.716.939 | 298.990.151 | 300.151.035 | 301.698.879 | 303.246.724 | 304.794.569 | 306.729.376 | 308.664.182 | 310.598.988 | 312.533.795 | 314.468.601 | 315.242.523 | 316.016.445 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 15.043.063 | 14.267.968 | 14.334.058 | 14.383.625 | 14.449.715 | 14.515.805 | 14.581.895 | 14.664.508 | 14.747.120 | 14.829.733 | 14.912.345 | 14.994.958 | 15.028.003 | 15.061.048 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 14.444.893 | 12.700.208 | 12.766.298 | 12.815.865 | 12.881.955 | 12.948.045 | 13.014.135 | 13.096.748 | 13.179.360 | 13.261.973 | 13.344.585 | 13.427.198 | 13.460.243 | 13.493.288 |
| 32 | 40209 | Pend Non-Lainnya | 598.170 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 | 1.567.760 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 97.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 | 1.567.500 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 670 | 234 | 234 | 234 | 234 | 234 | 234 | 234 | 234 | 234 | 234 | 234 | 234 | 234 |
| 36 | 4020909 | Pend Non-Lainnya | 500.000 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 |
| 37 | 4 | PENDAPATAN | 345.842.185 | 378.984.907 | 313.324.209 | 314.534.660 | 316.148.594 | 317.762.529 | 319.376.464 | 321.393.884 | 323.411.302 | 325.428.721 | 327.446.140 | 329.463.559 | 330.270.526 | 331.077.493 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 66.638.531 | 68.879.324 | 69.237.762 | 69.506.590 | 69.865.028 | 70.223.466 | 70.581.904 | 71.029.951 | 71.477.998 | 71.926.045 | 72.374.092 | 72.822.139 | 73.001.358 | 73.180.577 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 151.318 | 46.829 | 47.073 | 47.256 | 47.500 | 47.744 | 47.988 | 48.293 | 48.598 | 48.903 | 49.208 | 49.513 | 49.635 | 49.757 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 9.864.380 | 8.664.818 |
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| 42 | 50104 | BEBAN PEMASARAN | 500.000 | 1.431.000 | 1.438.447 | 1.444.032 | 1.451.479 | 1.458.926 | 1.466.373 | 1.475.681 | 1.484.989 | 1.494.297 | 1.503.605 | 1.512.913 | 1.516.636 | 1.520.359 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 115.322.768 | 207.748.933 | 151.226.630 | 135.005.510 | 137.166.989 | 134.994.560 | 134.993.973 | 136.810.901 | 134.994.455 | 134.993.973 | 136.810.903 | 134.994.446 | 134.993.973 | 174.603.592 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 89.385.509 | 175.672.026 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 | 102.153.053 |
| 45 | 501060101 | GAJI DAN UPAH | 68.505.509 | 151.110.526 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 20.880.000 | 24.561.500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 20.440.000 | 23.357.500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 440.000 | 1.204.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 9.408.853 | 9.423.333 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 2.530.870 | 2.661.703 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 128.070 | 128.070 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 425.000 | 925.000 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 13.428.440 | 18.688.026 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 16.026 | 250.775 |
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| 59 | 50109 | Operasional Lainnya | 3.986.256 | 4.410.065 |
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| 60 | 501 | BEBAN OPERASIONAL | 209.585.689 | 290.363.822 | 221.949.912 | 206.003.388 | 208.530.996 | 206.724.696 | 207.090.238 | 209.364.826 | 208.006.040 | 208.463.218 | 210.737.808 | 209.379.011 | 209.561.602 | 249.354.285 |
| 61 | 502 | BEBAN NON OPERASIONAL | 4.174.616 | 4.405.995 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 63 | 50209 | Bbn Non-Lainnya | 4.174.616 | 4.405.995 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 417.500 | 900.500 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 350.000 | -600.000 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 3.407.116 | 4.105.495 |
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| 70 | 5 | BIAYA | 213.760.305 | 294.769.817 | 226.155.420 | 210.243.139 | 212.805.268 | 210.724.696 | 211.434.399 | 213.744.359 | 212.421.233 | 212.914.361 | 215.225.194 | 213.902.935 | 214.122.361 | 253.952.179 |
| 71 | EBT | 132.081.880 | 84.215.090 | 87.168.789 | 104.291.521 | 103.343.326 | 107.037.833 | 107.942.065 | 107.649.525 | 110.990.069 | 112.514.360 | 112.220.946 | 115.560.624 | 116.148.165 | 77.125.314 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 132.081.880 | 84.215.090 | 87.168.789 | 104.291.521 | 103.343.326 | 107.037.833 | 107.942.065 | 107.649.525 | 110.990.069 | 112.514.360 | 112.220.946 | 115.560.624 | 116.148.165 | 77.125.314 | |
| 74 | 309 | EAT Akumulatif | 1.402.351.164 | 1.486.566.254 | 87.168.789 | 191.460.310 | 294.803.636 | 401.841.469 | 509.783.534 | 617.433.059 | 728.423.128 | 840.937.488 | 953.158.434 | 1.068.719.058 | 1.184.867.223 | 1.261.992.537 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 12,82% | 12,58% | 12,53% | 12,46% | 12,40% | 12,34% | 12,26% | 12,18% | 12,11% | 12,03% | 11,96% | 11,93% | 11,90% | |
| 79 | OTP | 0,00% | 64,41% | 63,18% | 62,94% | 62,61% | 62,29% | 61,98% | 61,59% | 61,20% | 60,82% | 60,44% | 60,07% | 59,92% | 59,78% | |
| 80 | BOPO | 63,36% | 79,61% | 74,23% | 68,63% | 69,12% | 68,17% | 67,94% | 68,26% | 67,39% | 67,12% | 67,43% | 66,58% | 66,48% | 78,91% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 25.072.367.902 | 26.589.866.581 | 26.728.236.246 | 26.832.013.495 | 26.970.383.160 | 27.108.752.825 | 27.247.122.490 | 27.420.084.571 | 27.593.046.652 | 27.766.008.733 | 27.938.970.814 | 28.111.932.895 | 28.181.117.727 | 28.250.302.559 |
| 83 | ROA | 0,53% | 0,32% | 0,33% | 0,39% | 0,38% | 0,39% | 0,40% | 0,39% | 0,40% | 0,41% | 0,40% | 0,41% | 0,41% | 0,27% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 13.805.707.675 | 14.180.731.176 | 14.254.525.568 | 14.309.871.362 | 14.383.665.754 | 14.457.460.146 | 14.531.254.538 | 14.623.497.527 | 14.715.740.516 | 14.807.983.505 | 14.900.226.494 | 14.992.469.483 | 15.029.366.679 | 15.066.263.875 |
| 86 | 20402 | Deposito | 8.465.500.000 | 8.360.500.000 | 8.404.006.784 | 8.436.636.872 | 8.480.143.656 | 8.523.650.440 | 8.567.157.224 | 8.621.540.704 | 8.675.924.184 | 8.730.307.664 | 8.784.691.144 | 8.839.074.624 | 8.860.828.016 | 8.882.581.408 |
| 87 | LDR | 110,76% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | 116,11% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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