Modul RBB
008
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 101,49% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 29.535.039.123 | 29.974.568.900 | 30.130.552.047 | 30.247.539.407 | 30.403.522.554 | 30.559.505.701 | 30.715.488.848 | 30.910.467.781 | 31.105.446.714 | 31.300.425.647 | 31.495.404.580 | 31.690.383.513 | 31.768.375.086 | 31.846.366.659 |
| 3 | Pertumbuhan | 72.477.709 | 395.091.096 | 155.983.147 | 116.987.360 | 155.983.147 | 155.983.147 | 155.983.147 | 194.978.933 | 194.978.933 | 194.978.933 | 194.978.933 | 194.978.933 | 77.991.573 | 77.991.573 | |
| 4 |
Run Off
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1.498.728.445 | 1.506.527.602 | 1.512.376.970 | 1.520.176.128 | 1.527.975.285 | 1.535.774.442 | 1.545.523.389 | 1.555.272.336 | 1.565.021.282 | 1.574.770.229 | 1.584.519.176 | 1.588.418.754 | 1.592.318.333 | ||
| 5 | Pencairan Kredit | 30.369.659.996 | 30.286.535.194 | 30.364.526.767 | 30.559.505.701 | 30.715.488.848 | 30.871.471.995 | 31.105.446.714 | 31.300.425.647 | 31.495.404.580 | 31.690.383.513 | 31.885.362.446 | 31.846.366.659 | 31.924.358.232 | ||
| 6 | Rata - rata Per Marketing | 0 | 6.074.000.000 | 6.057.400.000 | 6.073.000.000 | 6.112.000.000 | 6.143.100.000 | 6.174.300.000 | 6.221.100.000 | 6.260.100.000 | 6.299.100.000 | 6.338.100.000 | 6.377.100.000 | 6.369.300.000 | 6.384.900.000 | |
| 7 | YOG | 1,18% | 1,26% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | 1,33% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 347.524.341 | 376.881.676 | 401.938.491 | 403.499.091 | 405.579.890 | 407.660.689 | 409.741.488 | 412.342.487 | 414.943.486 | 417.544.486 | 420.145.485 | 422.746.484 | 423.786.884 | 424.827.283 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 285.661 | 201.366 | 202.414 | 203.200 | 204.248 | 205.296 | 206.343 | 207.653 | 208.963 | 210.273 | 211.583 | 212.893 | 213.417 | 213.941 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 347.238.680 | 376.680.310 | 401.736.077 | 403.295.891 | 405.375.642 | 407.455.393 | 409.535.145 | 412.134.834 | 414.734.523 | 417.334.213 | 419.933.902 | 422.533.591 | 423.573.467 | 424.613.342 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 10.984.211 | 8.942.328 | 8.988.863 | 9.023.763 | 9.070.298 | 9.116.832 | 9.163.367 | 9.221.535 | 9.279.703 | 9.337.872 | 9.396.040 | 9.454.208 | 9.477.475 | 9.500.742 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 7.747.694 | 6.065.502 | 6.097.066 | 6.120.739 | 6.152.303 | 6.183.867 | 6.215.431 | 6.254.886 | 6.294.341 | 6.333.796 | 6.373.251 | 6.412.706 | 6.428.488 | 6.444.270 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 3.236.517 | 2.876.826 | 2.891.797 | 2.903.024 | 2.917.995 | 2.932.966 | 2.947.936 | 2.966.649 | 2.985.363 | 3.004.076 | 3.022.789 | 3.041.502 | 3.048.988 | 3.056.473 |
| 15 | 40109 | PENDAPATAN LAINNYA | 49.102.585 | 85.184.713 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 3.390.000 | 4.890.000 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 3.208.333 | 4.708.333 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 181.667 | 181.667 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 627.822 | 37.823.457 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 407.611.137 | 471.008.717 | 410.927.353 | 412.522.854 | 414.650.188 | 416.777.521 | 418.904.855 | 421.564.022 | 424.223.189 | 426.882.357 | 429.541.524 | 432.200.691 | 433.264.359 | 434.328.025 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 264.458.935 | 255.986.696 | 257.310.439 | 258.303.246 | 259.626.989 | 260.950.732 | 262.274.475 | 263.929.154 | 265.583.832 | 267.238.511 | 268.893.190 | 270.547.868 | 271.209.740 | 271.871.611 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 262.257.784 | 254.377.634 | 255.701.377 | 256.694.184 | 258.017.927 | 259.341.670 | 260.665.413 | 262.320.092 | 263.974.770 | 265.629.449 | 267.284.128 | 268.938.806 | 269.600.678 | 270.262.549 |
| 32 | 40209 | Pend Non-Lainnya | 2.201.151 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 | 1.609.062 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 2.200.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 | 1.608.000 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 1.151 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 | 1.062 |
| 36 | 4020909 | Pend Non-Lainnya | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 4 | PENDAPATAN | 672.070.072 | 726.995.413 | 668.237.792 | 670.826.100 | 674.277.177 | 677.728.253 | 681.179.330 | 685.493.176 | 689.807.021 | 694.120.868 | 698.434.714 | 702.748.559 | 704.474.099 | 706.199.636 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 378.621.210 | 373.824.548 | 375.769.875 | 377.228.870 | 379.174.197 | 381.119.524 | 383.064.851 | 385.496.509 | 387.928.167 | 390.359.825 | 392.791.483 | 395.223.141 | 396.195.804 | 397.168.467 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 604.046 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 7.437.541 | 0 |
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| 42 | 50104 | BEBAN PEMASARAN | 1.277.001 | 1.572.500 | 1.580.683 | 1.586.820 | 1.595.003 | 1.603.186 | 1.611.369 | 1.621.598 | 1.631.827 | 1.642.056 | 1.652.285 | 1.662.514 | 1.666.606 | 1.670.698 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 156.013.795 | 270.533.721 | 195.157.911 | 167.820.145 | 168.037.268 | 176.566.385 | 167.806.907 | 168.003.490 | 176.566.422 | 167.806.876 | 168.003.490 | 176.566.468 | 167.806.844 | 168.037.270 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 111.081.348 | 219.653.690 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 | 116.987.360 |
| 45 | 501060101 | GAJI DAN UPAH | 88.153.848 | 193.023.690 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 22.927.500 | 26.630.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 22.927.500 | 26.330.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 0 | 300.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 26.629.295 | 23.926.667 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 4.017.265 | 4.163.098 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 18.542 | 18.542 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 2.888.083 | 3.877.083 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 11.379.262 | 18.894.641 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 0 | 0 |
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| 59 | 50109 | Operasional Lainnya | 4.130.533 | 3.977.373 |
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| 60 | 501 | BEBAN OPERASIONAL | 559.714.647 | 648.561.339 | 572.508.469 | 546.635.835 | 548.806.468 | 559.289.095 | 552.483.127 | 555.121.597 | 566.126.416 | 559.808.757 | 562.447.258 | 573.452.123 | 565.669.254 | 566.876.435 |
| 61 | 502 | BEBAN NON OPERASIONAL | 5.442.188 | 6.504.459 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 63 | 50209 | Bbn Non-Lainnya | 5.442.188 | 6.504.459 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 22.500 | 108.000 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 150.000 | 1.100.000 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 5.269.688 | 5.296.459 |
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| 70 | 5 | BIAYA | 565.156.835 | 655.065.798 | 576.713.977 | 550.875.586 | 553.080.740 | 563.289.095 | 556.827.288 | 559.501.130 | 570.541.609 | 564.259.900 | 566.934.644 | 577.976.047 | 570.230.013 | 571.474.329 |
| 71 | EBT | 106.913.237 | 71.929.615 | 91.523.815 | 119.950.514 | 121.196.437 | 114.439.158 | 124.352.042 | 125.992.046 | 119.265.412 | 129.860.968 | 131.500.070 | 124.772.512 | 134.244.086 | 134.725.307 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 106.913.237 | 71.929.615 | 91.523.815 | 119.950.514 | 121.196.437 | 114.439.158 | 124.352.042 | 125.992.046 | 119.265.412 | 129.860.968 | 131.500.070 | 124.772.512 | 134.244.086 | 134.725.307 | |
| 74 | 309 | EAT Akumulatif | 1.320.037.983 | 1.391.967.598 | 91.523.815 | 211.474.329 | 332.670.766 | 447.109.924 | 571.461.966 | 697.454.012 | 816.719.424 | 946.580.392 | 1.078.080.462 | 1.202.852.974 | 1.337.097.060 | 1.471.822.367 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 12,28% | 11,93% | 11,88% | 11,82% | 11,76% | 11,70% | 11,63% | 11,55% | 11,48% | 11,41% | 11,34% | 11,31% | 11,28% | |
| 79 | OTP | 0,00% | 73,59% | 71,46% | 71,18% | 70,81% | 70,45% | 70,10% | 69,65% | 69,22% | 68,79% | 68,36% | 67,94% | 67,77% | 67,61% | |
| 80 | BOPO | 137,32% | 137,70% | 139,32% | 132,51% | 132,35% | 134,19% | 131,89% | 131,68% | 133,45% | 131,14% | 130,94% | 132,68% | 130,56% | 130,52% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 30.144.083.112 | 30.505.724.382 | 30.664.471.582 | 30.783.531.982 | 30.942.279.182 | 31.101.026.382 | 31.259.773.582 | 31.458.207.582 | 31.656.641.582 | 31.855.075.582 | 32.053.509.582 | 32.251.943.582 | 32.331.317.182 | 32.410.690.782 |
| 83 | ROA | 0,35% | 0,24% | 0,30% | 0,39% | 0,39% | 0,37% | 0,40% | 0,40% | 0,38% | 0,41% | 0,41% | 0,39% | 0,42% | 0,42% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 8.222.201.727 | 8.467.205.301 | 8.511.267.364 | 8.544.313.911 | 8.588.375.974 | 8.632.438.037 | 8.676.500.100 | 8.731.577.678 | 8.786.655.256 | 8.841.732.834 | 8.896.810.412 | 8.951.887.990 | 8.973.919.021 | 8.995.950.052 |
| 86 | 20402 | Deposito | 66.320.500.000 | 64.258.000.000 | 64.592.388.965 | 64.843.180.688 | 65.177.569.653 | 65.511.958.618 | 65.846.347.583 | 66.264.333.787 | 66.682.319.991 | 67.100.306.195 | 67.518.292.399 | 67.936.278.603 | 68.103.473.084 | 68.270.667.565 |
| 87 | LDR | 39,62% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | 41,22% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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