Modul RBB
005
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 100,78% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 72.504.948.674 | 73.069.035.037 | 73.449.275.302 | 73.734.455.500 | 74.114.695.765 | 74.494.936.030 | 74.875.176.295 | 75.350.476.626 | 75.825.776.957 | 76.301.077.288 | 76.776.377.619 | 77.251.677.950 | 77.441.798.082 | 77.631.918.214 |
| 3 | Pertumbuhan | 177.924.009 | 963.113.940 | 380.240.265 | 285.180.198 | 380.240.265 | 380.240.265 | 380.240.265 | 475.300.331 | 475.300.331 | 475.300.331 | 475.300.331 | 475.300.331 | 190.120.132 | 190.120.132 | |
| 4 |
Run Off
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3.653.451.752 | 3.672.463.765 | 3.686.722.775 | 3.705.734.788 | 3.724.746.802 | 3.743.758.815 | 3.767.523.831 | 3.791.288.848 | 3.815.053.864 | 3.838.818.881 | 3.862.583.898 | 3.872.089.904 | 3.881.595.911 | ||
| 5 | Pencairan Kredit | 74.032.148.977 | 73.829.515.567 | 74.019.635.698 | 74.494.936.030 | 74.875.176.295 | 75.255.416.560 | 75.825.776.957 | 76.301.077.288 | 76.776.377.619 | 77.251.677.950 | 77.726.978.281 | 77.631.918.214 | 77.822.038.346 | ||
| 6 | Rata - rata Per Marketing | 0 | 14.806.500.000 | 14.766.000.000 | 14.804.000.000 | 14.899.000.000 | 14.975.100.000 | 15.051.100.000 | 15.165.200.000 | 15.260.300.000 | 15.355.300.000 | 15.450.400.000 | 15.545.400.000 | 15.526.400.000 | 15.564.500.000 | |
| 7 | YOG | 0,97% | 1,14% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | 1,20% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 706.350.820 | 833.962.465 | 884.787.598 | 888.222.946 | 892.803.412 | 897.383.878 | 901.964.343 | 907.689.925 | 913.415.507 | 919.141.089 | 924.866.671 | 930.592.252 | 932.882.485 | 935.172.718 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 237.921 | 324.099 | 325.786 | 327.050 | 328.737 | 330.424 | 332.110 | 334.218 | 336.327 | 338.435 | 340.543 | 342.651 | 343.494 | 344.338 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 706.112.899 | 833.638.366 | 884.461.812 | 887.895.896 | 892.474.675 | 897.053.454 | 901.632.233 | 907.355.707 | 913.079.180 | 918.802.654 | 924.526.128 | 930.249.601 | 932.538.991 | 934.828.380 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 18.172.566 | 17.520.347 | 17.611.520 | 17.679.900 | 17.771.073 | 17.862.247 | 17.953.420 | 18.067.386 | 18.181.353 | 18.295.320 | 18.409.286 | 18.523.253 | 18.568.839 | 18.614.426 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 11.282.839 | 10.634.554 | 10.689.895 | 10.731.400 | 10.786.741 | 10.842.081 | 10.897.422 | 10.966.598 | 11.035.773 | 11.104.949 | 11.174.125 | 11.243.301 | 11.270.971 | 11.298.641 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 6.889.727 | 6.885.793 | 6.921.626 | 6.948.500 | 6.984.333 | 7.020.165 | 7.055.998 | 7.100.789 | 7.145.580 | 7.190.370 | 7.235.161 | 7.279.952 | 7.297.868 | 7.315.785 |
| 15 | 40109 | PENDAPATAN LAINNYA | 64.014.919 | 76.964.098 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 1.540.500 | 425.500 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 1.465.000 | 350.000 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 75.500 | 75.500 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 89.534 | 12.977.500 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 788.538.305 | 928.446.910 | 902.399.118 | 905.902.847 | 910.574.485 | 915.246.124 | 919.917.763 | 925.757.312 | 931.596.860 | 937.436.408 | 943.275.957 | 949.115.505 | 951.451.325 | 953.787.144 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 13.888.573 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 32 | 40209 | Pend Non-Lainnya | 4.388.573 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 | 701.086 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 4.237.600 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 | 700.100 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 973 | 986 | 986 | 986 | 986 | 986 | 986 | 986 | 986 | 986 | 986 | 986 | 986 | 986 |
| 36 | 4020909 | Pend Non-Lainnya | 150.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 4 | PENDAPATAN | 802.426.878 | 929.147.996 | 903.100.204 | 906.603.933 | 911.275.571 | 915.947.210 | 920.618.849 | 926.458.398 | 932.297.946 | 938.137.494 | 943.977.043 | 949.816.591 | 952.152.411 | 954.488.230 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 125.907.001 | 130.533.952 | 131.213.231 | 131.722.690 | 132.401.969 | 133.081.248 | 133.760.527 | 134.609.626 | 135.458.725 | 136.307.824 | 137.156.923 | 138.006.022 | 138.345.662 | 138.685.302 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 178.594 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 22.206.076 | 558.641 |
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| 42 | 50104 | BEBAN PEMASARAN | 968.000 | 2.610.500 | 2.624.085 | 2.634.273 | 2.647.858 | 2.661.443 | 2.675.028 | 2.692.009 | 2.708.990 | 2.725.971 | 2.742.952 | 2.759.933 | 2.766.725 | 2.773.517 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 208.968.472 | 376.690.303 | 413.871.252 | 348.103.332 | 407.226.210 | 401.727.151 | 403.525.523 | 406.314.421 | 401.726.867 | 403.525.523 | 406.314.425 | 401.726.843 | 403.525.524 | 511.737.755 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 158.293.827 | 316.509.716 | 352.747.766 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 | 285.180.198 |
| 45 | 501060101 | GAJI DAN UPAH | 125.673.827 | 277.157.216 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 32.620.000 | 39.352.500 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 32.620.000 | 39.052.500 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 0 | 300.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 1.808.500 | 527.000 |
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| 53 | 5010603 | BEBAN SEWA | 19.824.668 | 19.214.168 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 4.837.503 | 7.793.337 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 0 | 0 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 2.374.000 | 2.538.692 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 21.281.358 | 30.081.577 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 548.616 | 25.813 |
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| 59 | 50109 | Operasional Lainnya | 18.318.148 | 12.346.503 |
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| 60 | 501 | BEBAN OPERASIONAL | 440.799.765 | 514.144.804 | 547.708.568 | 482.460.295 | 542.276.037 | 537.469.842 | 539.961.078 | 543.616.056 | 539.894.582 | 542.559.318 | 546.214.300 | 542.492.798 | 544.637.911 | 653.196.574 |
| 61 | 502 | BEBAN NON OPERASIONAL | 180.421.431 | 173.451.408 | 162.771.386 | 163.421.290 | 164.276.692 | 164.823.302 | 165.988.344 | 167.049.817 | 168.111.579 | 169.173.630 | 170.235.975 | 171.298.615 | 172.632.952 | 173.977.683 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 164.403.299 | 157.744.997 | 158.565.878 | 159.181.539 | 160.002.420 | 160.823.302 | 161.644.183 | 162.670.284 | 163.696.386 | 164.722.487 | 165.748.589 | 166.774.691 | 168.072.193 | 169.379.789 |
| 63 | 50209 | Bbn Non-Lainnya | 16.018.132 | 15.706.411 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 0 | 0 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 0 | 0 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 16.018.132 | 15.706.411 |
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| 70 | 5 | BIAYA | 621.221.196 | 687.596.212 | 710.479.954 | 645.881.585 | 706.552.729 | 702.293.144 | 705.949.422 | 710.665.873 | 708.006.161 | 711.732.948 | 716.450.275 | 713.791.413 | 717.270.863 | 827.174.257 |
| 71 | EBT | 181.205.682 | 241.551.784 | 192.620.250 | 260.722.348 | 204.722.842 | 213.654.066 | 214.669.427 | 215.792.525 | 224.291.785 | 226.404.546 | 227.526.768 | 236.025.178 | 234.881.548 | 127.313.973 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 181.205.682 | 241.551.784 | 192.620.250 | 260.722.348 | 204.722.842 | 213.654.066 | 214.669.427 | 215.792.525 | 224.291.785 | 226.404.546 | 227.526.768 | 236.025.178 | 234.881.548 | 127.313.973 | |
| 74 | 309 | EAT Akumulatif | 5.537.467.216 | 5.779.019.000 | 192.620.250 | 453.342.598 | 658.065.440 | 871.719.506 | 1.086.388.933 | 1.302.181.458 | 1.526.473.243 | 1.752.877.789 | 1.980.404.557 | 2.216.429.735 | 2.451.311.283 | 2.578.625.256 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 17,83% | 17,20% | 17,13% | 17,04% | 16,96% | 16,87% | 16,76% | 16,66% | 16,55% | 16,45% | 16,35% | 16,31% | 16,27% | |
| 79 | OTP | 0,00% | 65,90% | 63,55% | 63,30% | 62,98% | 62,65% | 62,34% | 61,94% | 61,55% | 61,17% | 60,79% | 60,42% | 60,27% | 60,12% | |
| 80 | BOPO | 55,90% | 55,38% | 60,69% | 53,26% | 59,55% | 58,72% | 58,70% | 58,72% | 57,95% | 57,88% | 57,91% | 57,16% | 57,24% | 68,48% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 73.537.938.489 | 73.453.581.979 | 73.835.823.368 | 74.122.504.409 | 74.504.745.798 | 74.886.987.187 | 75.269.228.576 | 75.747.030.313 | 76.224.832.050 | 76.702.633.787 | 77.180.435.524 | 77.658.237.261 | 77.849.357.955 | 78.040.478.649 |
| 83 | ROA | 0,25% | 0,33% | 0,26% | 0,35% | 0,27% | 0,29% | 0,29% | 0,28% | 0,29% | 0,30% | 0,29% | 0,30% | 0,30% | 0,16% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 16.349.067.730 | 16.556.612.807 | 16.642.770.929 | 16.707.389.520 | 16.793.547.642 | 16.879.705.764 | 16.965.863.886 | 17.073.561.539 | 17.181.259.192 | 17.288.956.845 | 17.396.654.498 | 17.504.352.151 | 17.547.431.212 | 17.590.510.273 |
| 86 | 20402 | Deposito | 19.644.900.000 | 19.997.900.000 | 20.101.966.063 | 20.180.015.610 | 20.284.081.673 | 20.388.147.736 | 20.492.213.799 | 20.622.296.378 | 20.752.378.957 | 20.882.461.536 | 21.012.544.115 | 21.142.626.694 | 21.194.659.725 | 21.246.692.756 |
| 87 | LDR | 201,44% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | 199,89% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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