Modul RBB
004
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 100,19% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 21.743.567.822 | 21.784.288.387 | 21.897.650.546 | 21.982.672.165 | 22.096.034.324 | 22.209.396.483 | 22.322.758.642 | 22.464.461.341 | 22.606.164.040 | 22.747.866.739 | 22.889.569.438 | 23.031.272.137 | 23.087.953.217 | 23.144.634.297 |
| 3 | Pertumbuhan | 53.357.775 | 287.136.019 | 113.362.159 | 85.021.619 | 113.362.159 | 113.362.159 | 113.362.159 | 141.702.699 | 141.702.699 | 141.702.699 | 141.702.699 | 141.702.699 | 56.681.080 | 56.681.080 | |
| 4 |
Run Off
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1.089.214.419 | 1.094.882.527 | 1.099.133.608 | 1.104.801.716 | 1.110.469.824 | 1.116.137.932 | 1.123.223.067 | 1.130.308.202 | 1.137.393.337 | 1.144.478.472 | 1.151.563.607 | 1.154.397.661 | 1.157.231.715 | ||
| 5 | Pencairan Kredit | 22.071.424.406 | 22.011.012.705 | 22.067.693.784 | 22.209.396.483 | 22.322.758.642 | 22.436.120.801 | 22.606.164.040 | 22.747.866.739 | 22.889.569.438 | 23.031.272.137 | 23.172.974.836 | 23.144.634.297 | 23.201.315.377 | ||
| 6 | Rata - rata Per Marketing | 0 | 4.414.300.000 | 4.402.300.000 | 4.413.600.000 | 4.441.900.000 | 4.464.600.000 | 4.487.300.000 | 4.521.300.000 | 4.549.600.000 | 4.578.000.000 | 4.606.300.000 | 4.634.600.000 | 4.629.000.000 | 4.640.300.000 | |
| 7 | YOG | 1,23% | 1,33% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | 1,48% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 268.029.305 | 290.459.254 | 324.720.246 | 325.981.031 | 327.662.080 | 329.343.127 | 331.024.174 | 333.125.483 | 335.226.793 | 337.328.102 | 339.429.411 | 341.530.720 | 342.371.243 | 343.211.767 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 45.493 | 56.921 | 57.217 | 57.439 | 57.736 | 58.032 | 58.328 | 58.698 | 59.069 | 59.439 | 59.809 | 60.179 | 60.327 | 60.475 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 267.983.812 | 290.402.333 | 324.663.029 | 325.923.592 | 327.604.344 | 329.285.095 | 330.965.846 | 333.066.785 | 335.167.724 | 337.268.663 | 339.369.602 | 341.470.541 | 342.310.916 | 343.151.292 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 6.921.731 | 7.171.570 | 7.208.890 | 7.236.880 | 7.274.199 | 7.311.519 | 7.348.839 | 7.395.489 | 7.442.138 | 7.488.788 | 7.535.438 | 7.582.087 | 7.600.747 | 7.619.407 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 3.856.563 | 4.220.968 | 4.242.933 | 4.259.407 | 4.281.373 | 4.303.338 | 4.325.303 | 4.352.760 | 4.380.216 | 4.407.673 | 4.435.130 | 4.462.586 | 4.473.569 | 4.484.551 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 3.065.168 | 2.950.602 | 2.965.956 | 2.977.472 | 2.992.827 | 3.008.181 | 3.023.536 | 3.042.729 | 3.061.922 | 3.081.115 | 3.100.308 | 3.119.501 | 3.127.179 | 3.134.856 |
| 15 | 40109 | PENDAPATAN LAINNYA | 19.700.723 | 40.872.717 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 3.334.002 | 775.000 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 3.334.002 | 550.000 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 0 | 225.000 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 76.986 | 4.029.287 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 294.651.759 | 338.503.541 | 331.929.136 | 333.217.911 | 334.936.279 | 336.654.646 | 338.373.013 | 340.520.972 | 342.668.931 | 344.816.890 | 346.964.849 | 349.112.808 | 349.971.991 | 350.831.175 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 8.943.686 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 32 | 40209 | Pend Non-Lainnya | 160.686 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 | 2.120.510 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 220.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 | 1.670.000 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 686 | 510 | 510 | 510 | 510 | 510 | 510 | 510 | 510 | 510 | 510 | 510 | 510 | 510 |
| 36 | 4020909 | Pend Non-Lainnya | -60.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 | 450.000 |
| 37 | 4 | PENDAPATAN | 303.595.445 | 340.624.051 | 334.049.646 | 335.338.421 | 337.056.789 | 338.775.156 | 340.493.523 | 342.641.482 | 344.789.441 | 346.937.400 | 349.085.359 | 351.233.318 | 352.092.501 | 352.951.685 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 50.790.348 | 51.692.991 | 51.961.994 | 52.163.746 | 52.432.749 | 52.701.752 | 52.970.755 | 53.307.008 | 53.643.261 | 53.979.514 | 54.315.767 | 54.652.020 | 54.786.521 | 54.921.022 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 308.892 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 779.446 | 105.325 |
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| 42 | 50104 | BEBAN PEMASARAN | 201.500 | 1.169.600 | 1.175.686 | 1.180.251 | 1.186.337 | 1.192.423 | 1.198.509 | 1.206.117 | 1.213.725 | 1.221.333 | 1.228.941 | 1.236.549 | 1.239.592 | 1.242.635 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 110.750.272 | 189.796.270 | 183.085.317 | 135.518.204 | 115.698.471 | 115.529.471 | 119.954.616 | 115.673.863 | 115.529.468 | 119.954.632 | 115.673.858 | 115.529.468 | 119.954.648 | 115.704.427 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 84.292.577 | 159.669.833 | 152.589.187 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 | 85.021.619 |
| 45 | 501060101 | GAJI DAN UPAH | 66.619.577 | 137.560.833 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 17.673.000 | 22.109.000 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 17.190.000 | 21.335.000 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 483.000 | 774.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 12.928.833 | 12.318.333 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 3.134.067 | 3.134.067 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 35.034 | 35.034 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 989.000 | 1.765.000 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 8.414.261 | 12.874.003 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 956.500 | 0 |
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| 59 | 50109 | Operasional Lainnya | 3.154.397 | 3.175.544 |
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| 60 | 501 | BEBAN OPERASIONAL | 171.478.310 | 240.734.184 | 236.222.997 | 188.862.201 | 169.317.557 | 169.423.646 | 174.123.880 | 170.186.988 | 170.386.454 | 175.155.479 | 171.218.566 | 171.418.037 | 175.980.761 | 171.868.084 |
| 61 | 502 | BEBAN NON OPERASIONAL | 46.194.755 | 37.647.894 | 38.298.204 | 38.464.818 | 38.675.834 | 38.578.057 | 39.098.712 | 39.354.703 | 39.610.981 | 39.867.550 | 40.124.411 | 40.381.568 | 40.485.556 | 40.589.969 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 36.334.139 | 33.916.201 | 34.092.696 | 34.225.067 | 34.401.562 | 34.578.057 | 34.754.551 | 34.975.170 | 35.195.788 | 35.416.407 | 35.637.025 | 35.857.644 | 35.924.797 | 35.992.075 |
| 63 | 50209 | Bbn Non-Lainnya | 9.860.616 | 3.731.693 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 0 | 77.500 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 3.000 | 0 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 9.857.616 | 3.654.193 |
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| 70 | 5 | BIAYA | 217.673.065 | 278.382.078 | 274.521.201 | 227.327.019 | 207.993.391 | 208.001.703 | 213.222.592 | 209.541.691 | 209.997.435 | 215.023.029 | 211.342.977 | 211.799.605 | 216.466.317 | 212.458.053 |
| 71 | EBT | 85.922.380 | 62.241.973 | 59.528.445 | 108.011.402 | 129.063.398 | 130.773.453 | 127.270.931 | 133.099.791 | 134.792.006 | 131.914.371 | 137.742.382 | 139.433.713 | 135.626.184 | 140.493.632 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 85.922.380 | 62.241.973 | 59.528.445 | 108.011.402 | 129.063.398 | 130.773.453 | 127.270.931 | 133.099.791 | 134.792.006 | 131.914.371 | 137.742.382 | 139.433.713 | 135.626.184 | 140.493.632 | |
| 74 | 309 | EAT Akumulatif | 1.669.184.485 | 1.731.426.458 | 59.528.445 | 167.539.847 | 296.603.245 | 427.376.698 | 554.647.629 | 687.747.420 | 822.539.426 | 954.453.797 | 1.092.196.179 | 1.231.629.892 | 1.367.256.076 | 1.507.749.708 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 6,59% | 6,35% | 6,32% | 6,29% | 6,26% | 6,23% | 6,19% | 6,15% | 6,11% | 6,07% | 6,04% | 6,02% | 6,01% | |
| 79 | OTP | 0,00% | 71,86% | 69,18% | 68,91% | 68,56% | 68,21% | 67,86% | 67,43% | 67,01% | 66,59% | 66,18% | 65,77% | 65,61% | 65,45% | |
| 80 | BOPO | 58,20% | 71,12% | 71,17% | 56,68% | 50,55% | 50,33% | 51,46% | 49,98% | 49,72% | 50,80% | 49,35% | 49,10% | 50,28% | 48,99% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 22.334.072.788 | 22.342.936.178 | 22.459.205.456 | 22.546.407.414 | 22.662.676.692 | 22.778.945.970 | 22.895.215.248 | 23.040.551.846 | 23.185.888.444 | 23.331.225.042 | 23.476.561.640 | 23.621.898.238 | 23.680.032.878 | 23.738.167.518 |
| 83 | ROA | 0,38% | 0,28% | 0,27% | 0,48% | 0,57% | 0,57% | 0,56% | 0,58% | 0,58% | 0,57% | 0,59% | 0,59% | 0,57% | 0,59% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 4.769.298.728 | 4.820.162.864 | 4.845.246.266 | 4.864.058.818 | 4.889.142.220 | 4.914.225.622 | 4.939.309.024 | 4.970.663.277 | 5.002.017.530 | 5.033.371.783 | 5.064.726.036 | 5.096.080.289 | 5.108.621.990 | 5.121.163.691 |
| 86 | 20402 | Deposito | 9.624.500.000 | 9.529.500.000 | 9.579.090.084 | 9.616.282.647 | 9.665.872.731 | 9.715.462.815 | 9.765.052.899 | 9.827.040.504 | 9.889.028.109 | 9.951.015.714 | 10.013.003.319 | 10.074.990.924 | 10.099.785.966 | 10.124.581.008 |
| 87 | LDR | 151,06% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | 151,81% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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