Modul RBB
003
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 99,78% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 25.981.224.397 | 25.924.741.561 | 26.059.650.016 | 26.160.831.357 | 26.295.739.812 | 26.430.648.267 | 26.565.556.722 | 26.734.192.290 | 26.902.827.858 | 27.071.463.426 | 27.240.098.994 | 27.408.734.562 | 27.476.188.789 | 27.543.643.016 |
| 3 | Pertumbuhan | 63.756.801 | 341.710.822 | 134.908.455 | 101.181.341 | 134.908.455 | 134.908.455 | 134.908.455 | 168.635.568 | 168.635.568 | 168.635.568 | 168.635.568 | 168.635.568 | 67.454.227 | 67.454.227 | |
| 4 |
Run Off
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1.296.237.078 | 1.302.982.501 | 1.308.041.568 | 1.314.786.991 | 1.321.532.413 | 1.328.277.836 | 1.336.709.615 | 1.345.141.393 | 1.353.573.171 | 1.362.004.950 | 1.370.436.728 | 1.373.809.439 | 1.377.182.151 | ||
| 5 | Pencairan Kredit | 26.266.452.383 | 26.194.558.471 | 26.262.012.698 | 26.430.648.267 | 26.565.556.722 | 26.700.465.177 | 26.902.827.858 | 27.071.463.426 | 27.240.098.994 | 27.408.734.562 | 27.577.370.130 | 27.543.643.016 | 27.611.097.243 | ||
| 6 | Rata - rata Per Marketing | 0 | 5.253.300.000 | 5.239.000.000 | 5.252.500.000 | 5.286.200.000 | 5.313.200.000 | 5.340.100.000 | 5.380.600.000 | 5.414.300.000 | 5.448.100.000 | 5.481.800.000 | 5.515.500.000 | 5.508.800.000 | 5.522.300.000 | |
| 7 | YOG | 1,36% | 1,24% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | 1,63% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 354.625.529 | 320.283.362 | 425.022.728 | 426.672.956 | 428.873.260 | 431.073.564 | 433.273.869 | 436.024.248 | 438.774.629 | 441.525.010 | 444.275.390 | 447.025.770 | 448.125.923 | 449.226.075 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 53.796 | 67.434 | 67.785 | 68.048 | 68.399 | 68.750 | 69.101 | 69.539 | 69.978 | 70.417 | 70.855 | 71.294 | 71.470 | 71.645 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 354.571.733 | 320.215.928 | 424.954.943 | 426.604.908 | 428.804.861 | 431.004.814 | 433.204.768 | 435.954.709 | 438.704.651 | 441.454.593 | 444.204.535 | 446.954.476 | 448.054.453 | 449.154.430 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 10.384.254 | 10.635.714 | 10.691.061 | 10.732.571 | 10.787.917 | 10.843.264 | 10.898.611 | 10.967.794 | 11.036.977 | 11.106.161 | 11.175.344 | 11.244.527 | 11.272.201 | 11.299.874 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 6.968.278 | 6.407.902 | 6.441.248 | 6.466.257 | 6.499.603 | 6.532.949 | 6.566.294 | 6.607.977 | 6.649.659 | 6.691.341 | 6.733.023 | 6.774.705 | 6.791.378 | 6.808.051 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 3.415.976 | 4.227.812 | 4.249.813 | 4.266.314 | 4.288.314 | 4.310.315 | 4.332.316 | 4.359.817 | 4.387.319 | 4.414.820 | 4.442.321 | 4.469.822 | 4.480.822 | 4.491.823 |
| 15 | 40109 | PENDAPATAN LAINNYA | 22.764.891 | 37.655.276 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 1.800.000 | 1.600.000 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 700.000 | 700.000 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 1.100.000 | 900.000 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 509.804 | 5.487.676 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 387.774.674 | 368.574.352 | 435.713.789 | 437.405.527 | 439.661.177 | 441.916.828 | 444.172.479 | 446.992.042 | 449.811.606 | 452.631.170 | 455.450.734 | 458.270.297 | 459.398.123 | 460.525.949 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 1.175.595 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 32 | 40209 | Pend Non-Lainnya | 1.175.595 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 | 1.316.994 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 1.125.000 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 | 1.316.675 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 595 | 319 | 319 | 319 | 319 | 319 | 319 | 319 | 319 | 319 | 319 | 319 | 319 | 319 |
| 36 | 4020909 | Pend Non-Lainnya | 50.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 4 | PENDAPATAN | 388.950.269 | 369.891.346 | 437.030.783 | 438.722.521 | 440.978.171 | 443.233.822 | 445.489.473 | 448.309.036 | 451.128.600 | 453.948.164 | 456.767.728 | 459.587.291 | 460.715.117 | 461.842.943 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 53.221.684 | 55.449.491 | 55.738.042 | 55.954.455 | 56.243.006 | 56.531.557 | 56.820.108 | 57.180.797 | 57.541.486 | 57.902.175 | 58.262.864 | 58.623.553 | 58.767.828 | 58.912.103 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 207.134 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 120.877 | 106.273 |
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| 42 | 50104 | BEBAN PEMASARAN | 483.000 | 425.100 | 427.312 | 428.971 | 431.183 | 433.395 | 435.607 | 438.372 | 441.137 | 443.902 | 446.667 | 449.432 | 450.538 | 451.644 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 131.311.233 | 224.321.851 | 212.718.409 | 168.952.702 | 145.365.912 | 145.164.790 | 150.431.005 | 145.336.627 | 145.164.787 | 150.431.024 | 145.336.621 | 145.164.787 | 150.431.043 | 145.373.000 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 94.502.130 | 181.849.041 | 168.748.909 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 | 101.181.341 |
| 45 | 501060101 | GAJI DAN UPAH | 71.735.130 | 154.464.041 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 22.767.000 | 27.385.000 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 22.110.000 | 26.445.000 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 657.000 | 940.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 14.291.876 | 13.681.376 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 7.556.404 | 8.126.891 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 40.803 | 40.801 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 1.013.000 | 1.360.000 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 13.306.520 | 19.263.742 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 600.500 | 0 |
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| 59 | 50109 | Operasional Lainnya | 4.175.965 | 5.172.815 |
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| 60 | 501 | BEBAN OPERASIONAL | 191.583.611 | 284.398.724 | 268.883.763 | 225.336.128 | 202.040.101 | 202.129.742 | 207.686.720 | 202.955.796 | 203.147.410 | 208.777.101 | 204.046.152 | 204.237.772 | 209.649.409 | 204.736.747 |
| 61 | 502 | BEBAN NON OPERASIONAL | 21.140.684 | 19.728.142 | 21.083.200 | 21.182.974 | 21.304.869 | 21.117.972 | 21.549.507 | 21.694.097 | 21.838.975 | 21.984.142 | 22.129.603 | 22.275.359 | 22.273.603 | 22.272.230 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 19.423.470 | 16.790.318 | 16.877.692 | 16.943.223 | 17.030.597 | 17.117.972 | 17.205.346 | 17.314.564 | 17.423.782 | 17.532.999 | 17.642.217 | 17.751.435 | 17.712.844 | 17.674.336 |
| 63 | 50209 | Bbn Non-Lainnya | 1.717.214 | 2.937.824 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 0 | 448.500 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 180.000 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 0 | 0 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 1.537.214 | 2.489.324 |
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| 70 | 5 | BIAYA | 212.724.295 | 304.126.866 | 289.966.963 | 246.519.102 | 223.344.970 | 223.247.714 | 229.236.227 | 224.649.893 | 224.986.385 | 230.761.243 | 226.175.755 | 226.513.131 | 231.923.012 | 227.008.977 |
| 71 | EBT | 176.225.974 | 65.764.480 | 147.063.820 | 192.203.419 | 217.633.201 | 219.986.108 | 216.253.246 | 223.659.143 | 226.142.215 | 223.186.921 | 230.591.973 | 233.074.160 | 228.792.105 | 234.833.966 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 176.225.974 | 65.764.480 | 147.063.820 | 192.203.419 | 217.633.201 | 219.986.108 | 216.253.246 | 223.659.143 | 226.142.215 | 223.186.921 | 230.591.973 | 233.074.160 | 228.792.105 | 234.833.966 | |
| 74 | 309 | EAT Akumulatif | 2.946.260.754 | 3.012.025.234 | 147.063.820 | 339.267.239 | 556.900.440 | 776.886.548 | 993.139.794 | 1.216.798.937 | 1.442.941.152 | 1.666.128.073 | 1.896.720.046 | 2.129.794.206 | 2.358.586.311 | 2.593.420.277 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 6,11% | 5,82% | 5,80% | 5,77% | 5,74% | 5,71% | 5,68% | 5,64% | 5,61% | 5,57% | 5,54% | 5,52% | 5,51% | |
| 79 | OTP | 0,00% | 77,77% | 74,12% | 73,83% | 73,45% | 73,08% | 72,71% | 72,25% | 71,80% | 71,35% | 70,91% | 70,47% | 70,30% | 70,13% | |
| 80 | BOPO | 49,41% | 77,16% | 61,71% | 51,52% | 45,95% | 45,74% | 46,76% | 45,40% | 45,16% | 46,13% | 44,80% | 44,57% | 45,64% | 44,46% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 27.826.262.446 | 27.735.527.177 | 27.879.858.688 | 27.988.107.321 | 28.132.438.832 | 28.276.770.343 | 28.421.101.854 | 28.601.516.242 | 28.781.930.630 | 28.962.345.018 | 29.142.759.406 | 29.323.173.794 | 29.395.339.549 | 29.467.505.304 |
| 83 | ROA | 0,63% | 0,24% | 0,53% | 0,69% | 0,77% | 0,78% | 0,76% | 0,78% | 0,79% | 0,77% | 0,79% | 0,79% | 0,78% | 0,80% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 14.079.762.875 | 13.631.939.431 | 13.702.877.993 | 13.756.081.914 | 13.827.020.476 | 13.897.959.038 | 13.968.897.600 | 14.057.570.802 | 14.146.244.004 | 14.234.917.206 | 14.323.590.408 | 14.412.263.610 | 14.447.732.891 | 14.483.202.172 |
| 86 | 20402 | Deposito | 7.868.500.000 | 8.538.500.000 | 8.582.933.069 | 8.616.257.871 | 8.660.690.940 | 8.705.124.009 | 8.749.557.078 | 8.805.098.415 | 8.860.639.752 | 8.916.181.089 | 8.971.722.426 | 9.027.263.763 | 9.049.480.298 | 9.071.696.833 |
| 87 | LDR | 118,37% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | 116,93% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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