Modul RBB
013
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 101,77% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 23.988.339.916 | 24.413.028.246 | 24.540.069.972 | 24.635.351.266 | 24.762.392.992 | 24.889.434.718 | 25.016.476.444 | 25.175.278.601 | 25.334.080.758 | 25.492.882.915 | 25.651.685.072 | 25.810.487.229 | 25.874.008.092 | 25.937.528.955 |
| 3 | Pertumbuhan | 58.866.349 | 321.785.115 | 127.041.726 | 95.281.294 | 127.041.726 | 127.041.726 | 127.041.726 | 158.802.157 | 158.802.157 | 158.802.157 | 158.802.157 | 158.802.157 | 63.520.863 | 63.520.863 | |
| 4 |
Run Off
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1.220.651.412 | 1.227.003.499 | 1.231.767.563 | 1.238.119.650 | 1.244.471.736 | 1.250.823.822 | 1.258.763.930 | 1.266.704.038 | 1.274.644.146 | 1.282.584.254 | 1.290.524.361 | 1.293.700.405 | 1.296.876.448 | ||
| 5 | Pencairan Kredit | 24.734.813.361 | 24.667.111.698 | 24.730.632.560 | 24.889.434.718 | 25.016.476.444 | 25.143.518.170 | 25.334.080.758 | 25.492.882.915 | 25.651.685.072 | 25.810.487.229 | 25.969.289.386 | 25.937.528.955 | 26.001.049.818 | ||
| 6 | Rata - rata Per Marketing | 0 | 4.947.000.000 | 4.933.500.000 | 4.946.200.000 | 4.977.900.000 | 5.003.300.000 | 5.028.800.000 | 5.066.900.000 | 5.098.600.000 | 5.130.400.000 | 5.162.100.000 | 5.193.900.000 | 5.187.600.000 | 5.200.300.000 | |
| 7 | YOG | 0,92% | 1,13% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | 0,99% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 221.658.926 | 276.281.200 | 242.958.053 | 243.901.382 | 245.159.154 | 246.416.925 | 247.674.698 | 249.246.912 | 250.819.128 | 252.391.342 | 253.963.556 | 255.535.772 | 256.164.658 | 256.793.543 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 103.462 | 202.227 | 203.279 | 204.069 | 205.121 | 206.173 | 207.226 | 208.541 | 209.857 | 211.172 | 212.487 | 213.803 | 214.329 | 214.855 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 221.555.464 | 276.078.973 | 242.754.774 | 243.697.313 | 244.954.033 | 246.210.752 | 247.467.472 | 249.038.371 | 250.609.271 | 252.180.170 | 253.751.069 | 255.321.969 | 255.950.329 | 256.578.688 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 6.458.110 | 7.115.783 | 7.152.812 | 7.180.585 | 7.217.614 | 7.254.643 | 7.291.673 | 7.337.960 | 7.384.247 | 7.430.533 | 7.476.820 | 7.523.107 | 7.541.622 | 7.560.137 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 4.314.050 | 4.833.453 | 4.858.606 | 4.877.470 | 4.902.623 | 4.927.775 | 4.952.928 | 4.984.368 | 5.015.809 | 5.047.250 | 5.078.690 | 5.110.131 | 5.122.707 | 5.135.284 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 2.144.060 | 2.282.330 | 2.294.207 | 2.303.115 | 2.314.991 | 2.326.868 | 2.338.745 | 2.353.591 | 2.368.438 | 2.383.284 | 2.398.130 | 2.412.976 | 2.418.914 | 2.424.853 |
| 15 | 40109 | PENDAPATAN LAINNYA | 26.969.097 | 33.757.550 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 350.000 | 550.000 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 200.000 | 300.000 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 150.000 | 250.000 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 140.494 | 9.687.258 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 255.086.133 | 317.154.533 | 250.110.866 | 251.081.966 | 252.376.768 | 253.671.569 | 254.966.371 | 256.584.872 | 258.203.374 | 259.821.875 | 261.440.377 | 263.058.879 | 263.706.280 | 264.353.680 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 1.196.040 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 32 | 40209 | Pend Non-Lainnya | 1.196.040 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 | 2.514.867 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 1.195.100 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 | 2.513.885 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 940 | 982 | 982 | 982 | 982 | 982 | 982 | 982 | 982 | 982 | 982 | 982 | 982 | 982 |
| 36 | 4020909 | Pend Non-Lainnya | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 4 | PENDAPATAN | 256.282.173 | 319.669.400 | 252.625.733 | 253.596.833 | 254.891.635 | 256.186.436 | 257.481.238 | 259.099.739 | 260.718.241 | 262.336.742 | 263.955.244 | 265.573.746 | 266.221.147 | 266.868.547 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 93.402.314 | 93.981.205 | 94.470.269 | 94.837.067 | 95.326.131 | 95.815.195 | 96.304.259 | 96.915.589 | 97.526.919 | 98.138.249 | 98.749.579 | 99.360.909 | 99.605.441 | 99.849.973 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 1.069.209 | 91.891 | 92.369 | 92.728 | 93.206 | 93.684 | 94.162 | 94.760 | 95.358 | 95.956 | 96.554 | 97.152 | 97.391 | 97.630 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 399.247 | 0 |
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| 42 | 50104 | BEBAN PEMASARAN | 190.500 | 412.000 | 414.144 | 415.752 | 417.896 | 420.040 | 422.184 | 424.864 | 427.544 | 430.224 | 432.904 | 435.584 | 436.656 | 437.728 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 117.866.589 | 203.562.754 | 142.642.199 | 127.511.978 | 129.528.056 | 127.501.765 | 127.501.217 | 129.195.922 | 127.501.667 | 127.501.217 | 129.195.924 | 127.501.658 | 127.501.217 | 164.446.326 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 88.656.950 | 171.968.659 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 | 95.281.294 |
| 45 | 501060101 | GAJI DAN UPAH | 69.296.950 | 150.308.659 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 19.360.000 | 21.660.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 19.360.000 | 21.360.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 0 | 300.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 13.536.750 | 11.263.750 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 3.056.587 | 3.036.443 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 18.542 | 18.542 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 1.123.000 | 218.000 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 11.474.760 | 15.841.360 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 0 | 1.216.000 |
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| 59 | 50109 | Operasional Lainnya | 5.570.210 | 5.082.178 |
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| 60 | 501 | BEBAN OPERASIONAL | 218.055.265 | 302.687.224 | 237.618.981 | 222.857.525 | 225.365.289 | 223.830.684 | 224.321.822 | 226.631.135 | 225.551.488 | 226.165.646 | 228.474.961 | 227.395.303 | 227.640.705 | 264.831.657 |
| 61 | 502 | BEBAN NON OPERASIONAL | 22.197.499 | 19.516.365 | 21.735.926 | 21.838.234 | 21.963.509 | 21.779.990 | 22.214.905 | 22.363.718 | 22.512.820 | 22.662.212 | 22.811.897 | 22.961.876 | 23.325.136 | 23.694.474 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 13.689.610 | 17.439.665 | 17.530.418 | 17.598.483 | 17.689.237 | 17.779.990 | 17.870.744 | 17.984.185 | 18.097.627 | 18.211.069 | 18.324.511 | 18.437.952 | 18.764.377 | 19.096.580 |
| 63 | 50209 | Bbn Non-Lainnya | 8.507.889 | 2.076.700 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 0 | 0 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 0 | 0 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 8.507.889 | 2.076.700 |
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| 70 | 5 | BIAYA | 240.252.764 | 322.203.589 | 259.354.907 | 244.695.759 | 247.328.798 | 245.610.674 | 246.536.727 | 248.994.853 | 248.064.308 | 248.827.858 | 251.286.858 | 250.357.179 | 250.965.841 | 288.526.131 |
| 71 | EBT | 16.029.409 | -2.534.189 | -6.729.174 | 8.901.074 | 7.562.837 | 10.575.762 | 10.944.511 | 10.104.886 | 12.653.933 | 13.508.884 | 12.668.386 | 15.216.567 | 15.255.306 | -21.657.584 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 16.029.409 | -2.534.189 | -6.729.174 | 8.901.074 | 7.562.837 | 10.575.762 | 10.944.511 | 10.104.886 | 12.653.933 | 13.508.884 | 12.668.386 | 15.216.567 | 15.255.306 | -21.657.584 | |
| 74 | 309 | EAT Akumulatif | -536.037.530 | -538.571.719 | -6.729.174 | 2.171.900 | 9.734.737 | 20.310.499 | 31.255.010 | 41.359.896 | 54.013.829 | 67.522.713 | 80.191.099 | 95.407.666 | 110.662.972 | 89.005.388 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 20,93% | 20,60% | 20,52% | 20,42% | 20,31% | 20,21% | 20,08% | 19,96% | 19,83% | 19,71% | 19,59% | 19,54% | 19,49% | |
| 79 | OTP | 0,00% | 65,15% | 64,13% | 63,89% | 63,56% | 63,23% | 62,91% | 62,52% | 62,12% | 61,74% | 61,36% | 60,98% | 60,83% | 60,68% | |
| 80 | BOPO | 85,48% | 95,44% | 95,01% | 88,76% | 89,30% | 88,24% | 87,98% | 88,33% | 87,35% | 87,05% | 87,39% | 86,44% | 86,32% | 100,18% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 23.568.244.790 | 24.011.138.677 | 24.136.089.030 | 24.229.801.794 | 24.354.752.147 | 24.479.702.500 | 24.604.652.853 | 24.760.840.794 | 24.917.028.735 | 25.073.216.676 | 25.229.404.617 | 25.385.592.558 | 25.448.067.735 | 25.510.542.912 |
| 83 | ROA | 0,07% | -0,01% | -0,03% | 0,04% | 0,03% | 0,04% | 0,04% | 0,04% | 0,05% | 0,05% | 0,05% | 0,06% | 0,06% | -0,08% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 3.912.741.654 | 3.952.138.919 | 3.972.705.255 | 3.988.130.007 | 4.008.696.343 | 4.029.262.679 | 4.049.829.015 | 4.075.536.935 | 4.101.244.855 | 4.126.952.775 | 4.152.660.695 | 4.178.368.615 | 4.188.651.783 | 4.198.934.951 |
| 86 | 20402 | Deposito | 9.511.500.000 | 9.771.500.000 | 9.822.349.416 | 9.860.486.478 | 9.911.335.894 | 9.962.185.310 | 10.013.034.726 | 10.076.596.496 | 10.140.158.266 | 10.203.720.036 | 10.267.281.806 | 10.330.843.576 | 10.356.268.284 | 10.381.692.992 |
| 87 | LDR | 178,69% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | 177,89% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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