Modul RBB
011
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 99,92% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 25.757.045.229 | 25.737.088.410 | 25.871.020.346 | 25.971.469.298 | 26.105.401.234 | 26.239.333.170 | 26.373.265.106 | 26.540.680.026 | 26.708.094.946 | 26.875.509.866 | 27.042.924.786 | 27.210.339.706 | 27.277.305.674 | 27.344.271.642 |
| 3 | Pertumbuhan | 63.206.675 | 339.237.389 | 133.931.936 | 100.448.952 | 133.931.936 | 133.931.936 | 133.931.936 | 167.414.920 | 167.414.920 | 167.414.920 | 167.414.920 | 167.414.920 | 66.965.968 | 66.965.968 | |
| 4 |
Run Off
|
1.286.854.421 | 1.293.551.017 | 1.298.573.465 | 1.305.270.062 | 1.311.966.659 | 1.318.663.255 | 1.327.034.001 | 1.335.404.747 | 1.343.775.493 | 1.352.146.239 | 1.360.516.985 | 1.363.865.284 | 1.367.213.582 | ||
| 5 | Pencairan Kredit | 26.076.325.799 | 26.004.952.282 | 26.071.918.250 | 26.239.333.170 | 26.373.265.106 | 26.507.197.042 | 26.708.094.946 | 26.875.509.866 | 27.042.924.786 | 27.210.339.706 | 27.377.754.626 | 27.344.271.642 | 27.411.237.610 | ||
| 6 | Rata - rata Per Marketing | 0 | 5.215.300.000 | 5.201.000.000 | 5.214.400.000 | 5.247.900.000 | 5.274.700.000 | 5.301.500.000 | 5.341.700.000 | 5.375.200.000 | 5.408.600.000 | 5.442.100.000 | 5.475.600.000 | 5.468.900.000 | 5.482.300.000 | |
| 7 | YOG | 1,18% | 1,17% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | 1,39% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 303.185.582 | 300.607.651 | 360.980.098 | 362.381.669 | 364.250.431 | 366.119.191 | 367.987.953 | 370.323.905 | 372.659.857 | 374.995.809 | 377.331.760 | 379.667.711 | 380.602.092 | 381.536.473 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 119.783 | 151.394 | 152.182 | 152.773 | 153.561 | 154.348 | 155.136 | 156.121 | 157.106 | 158.091 | 159.075 | 160.060 | 160.454 | 160.848 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 303.065.799 | 300.456.257 | 360.827.916 | 362.228.896 | 364.096.870 | 365.964.843 | 367.832.817 | 370.167.784 | 372.502.751 | 374.837.718 | 377.172.685 | 379.507.651 | 380.441.638 | 381.375.625 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 10.266.620 | 10.396.597 | 10.450.699 | 10.491.276 | 10.545.378 | 10.599.481 | 10.653.583 | 10.721.211 | 10.788.839 | 10.856.467 | 10.924.095 | 10.991.723 | 11.018.774 | 11.045.825 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 5.945.371 | 5.942.396 | 5.973.319 | 5.996.512 | 6.027.435 | 6.058.359 | 6.089.282 | 6.127.936 | 6.166.590 | 6.205.244 | 6.243.899 | 6.282.553 | 6.298.014 | 6.313.476 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 4.321.249 | 4.454.201 | 4.477.380 | 4.494.764 | 4.517.943 | 4.541.122 | 4.564.301 | 4.593.275 | 4.622.249 | 4.651.222 | 4.680.196 | 4.709.170 | 4.720.759 | 4.732.349 |
| 15 | 40109 | PENDAPATAN LAINNYA | 33.507.084 | 32.520.807 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 400.000 | 2.650.000 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 200.000 | 1.125.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 18 | 401090402 | Pend BUNGA Hapus Buku | 200.000 | 1.525.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 0 | 1.460.387 |
|
|
|
|
|
|
|
|
|
|
|
|
| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 346.959.286 | 343.525.055 | 371.430.797 | 372.872.945 | 374.795.809 | 376.718.672 | 378.641.536 | 381.045.116 | 383.448.696 | 385.852.275 | 388.255.855 | 390.659.434 | 391.620.866 | 392.582.298 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 24.299.179 | 25.004.835 | 25.132.350 | 25.227.986 | 25.355.500 | 25.483.015 | 25.610.529 | 25.769.923 | 25.929.316 | 26.088.709 | 26.248.102 | 26.407.496 | 26.471.253 | 26.535.010 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 23.526.979 | 24.503.900 | 24.631.415 | 24.727.051 | 24.854.565 | 24.982.080 | 25.109.594 | 25.268.988 | 25.428.381 | 25.587.774 | 25.747.167 | 25.906.561 | 25.970.318 | 26.034.075 |
| 32 | 40209 | Pend Non-Lainnya | 772.200 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 | 500.935 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 771.250 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 | 500.000 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 950 | 935 | 935 | 935 | 935 | 935 | 935 | 935 | 935 | 935 | 935 | 935 | 935 | 935 |
| 36 | 4020909 | Pend Non-Lainnya | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 4 | PENDAPATAN | 371.258.465 | 368.529.890 | 396.563.147 | 398.100.931 | 400.151.309 | 402.201.687 | 404.252.065 | 406.815.039 | 409.378.012 | 411.940.984 | 414.503.957 | 417.066.930 | 418.092.119 | 419.117.308 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 78.192.887 | 81.731.639 | 82.156.958 | 82.475.947 | 82.901.266 | 83.326.585 | 83.751.904 | 84.283.553 | 84.815.202 | 85.346.851 | 85.878.500 | 86.410.149 | 86.622.809 | 86.835.469 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 2.074.300 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 2.184.534 | 1.489.417 |
|
|
|
|
|
|
|
|
|
|
|
|
| 42 | 50104 | BEBAN PEMASARAN | 844.500 | 2.572.850 | 2.586.239 | 2.596.281 | 2.609.670 | 2.623.059 | 2.636.448 | 2.653.184 | 2.669.920 | 2.686.656 | 2.703.392 | 2.720.128 | 2.726.822 | 2.733.516 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 165.614.711 | 282.172.048 | 150.252.968 | 150.252.652 | 171.910.786 | 169.774.583 | 169.774.006 | 171.560.624 | 169.774.480 | 169.774.006 | 171.560.626 | 169.774.471 | 169.774.006 | 208.722.863 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 123.963.043 | 234.057.936 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 | 100.448.952 |
| 45 | 501060101 | GAJI DAN UPAH | 96.758.043 | 202.320.936 |
|
|
|
|
|
|
|
|
|
|
|
|
| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 27.205.000 | 31.737.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 26.405.000 | 31.347.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 800.000 | 390.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 463.500 | 370.500 |
|
|
|
|
|
|
|
|
|
|
|
|
| 53 | 5010603 | BEBAN SEWA | 13.525.685 | 11.490.833 |
|
|
|
|
|
|
|
|
|
|
|
|
| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 9.411.730 | 10.315.215 |
|
|
|
|
|
|
|
|
|
|
|
|
| 55 | 5010606 | BEBAN PREMI ASURANSI | 46.733 | 46.733 |
|
|
|
|
|
|
|
|
|
|
|
|
| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 1.358.200 | 645.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 57 | 5010608 | BEBAN BARANG DAN JASA | 16.589.554 | 24.958.524 |
|
|
|
|
|
|
|
|
|
|
|
|
| 58 | 5010609 | BEBAN PAJAK-PAJAK | 256.266 | 287.307 |
|
|
|
|
|
|
|
|
|
|
|
|
| 59 | 50109 | Operasional Lainnya | 8.339.487 | 8.730.899 |
|
|
|
|
|
|
|
|
|
|
|
|
| 60 | 501 | BEBAN OPERASIONAL | 277.355.847 | 376.335.355 | 234.996.165 | 235.324.880 | 257.421.722 | 255.724.227 | 256.162.358 | 258.497.361 | 257.259.602 | 257.807.513 | 260.142.518 | 258.904.748 | 259.123.637 | 298.291.848 |
| 61 | 502 | BEBAN NON OPERASIONAL | 4.441.140 | 5.791.580 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 63 | 50209 | Bbn Non-Lainnya | 4.441.140 | 5.791.580 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 438.500 | 1.401.500 |
|
|
|
|
|
|
|
|
|
|
|
|
| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 300.000 | 535.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 3.702.640 | 3.855.080 |
|
|
|
|
|
|
|
|
|
|
|
|
| 70 | 5 | BIAYA | 281.796.987 | 382.126.935 | 239.201.673 | 239.564.631 | 261.695.994 | 259.724.227 | 260.506.519 | 262.876.894 | 261.674.795 | 262.258.656 | 264.629.904 | 263.428.672 | 263.684.396 | 302.889.742 |
| 71 | EBT | 89.461.478 | -13.597.045 | 157.361.474 | 158.536.300 | 138.455.315 | 142.477.460 | 143.745.546 | 143.938.145 | 147.703.217 | 149.682.328 | 149.874.053 | 153.638.258 | 154.407.723 | 116.227.566 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 89.461.478 | -13.597.045 | 157.361.474 | 158.536.300 | 138.455.315 | 142.477.460 | 143.745.546 | 143.938.145 | 147.703.217 | 149.682.328 | 149.874.053 | 153.638.258 | 154.407.723 | 116.227.566 | |
| 74 | 309 | EAT Akumulatif | 2.108.248.105 | 2.094.651.060 | 157.361.474 | 315.897.774 | 454.353.089 | 596.830.549 | 740.576.095 | 884.514.240 | 1.032.217.457 | 1.181.899.785 | 1.331.773.838 | 1.485.412.096 | 1.639.819.819 | 1.756.047.385 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 7,08% | 6,83% | 6,80% | 6,77% | 6,73% | 6,70% | 6,66% | 6,61% | 6,57% | 6,53% | 6,49% | 6,48% | 6,46% | |
| 79 | OTP | 0,00% | 81,44% | 78,52% | 78,21% | 77,81% | 77,42% | 77,02% | 76,54% | 76,06% | 75,58% | 75,11% | 74,65% | 74,47% | 74,29% | |
| 80 | BOPO | 79,94% | 109,55% | 63,27% | 63,11% | 68,68% | 67,88% | 67,65% | 67,84% | 67,09% | 66,82% | 67,00% | 66,27% | 66,17% | 75,98% | |
| 81 | Jml Marketing Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 82 | 1 | Asset | 27.431.167.068 | 27.134.032.882 | 27.275.234.307 | 27.381.135.376 | 27.522.336.801 | 27.663.538.226 | 27.804.739.651 | 27.981.241.432 | 28.157.743.213 | 28.334.244.994 | 28.510.746.775 | 28.687.248.556 | 28.757.849.268 | 28.828.449.980 |
| 83 | ROA | 0,33% | -0,05% | 0,58% | 0,58% | 0,50% | 0,52% | 0,52% | 0,51% | 0,52% | 0,53% | 0,53% | 0,54% | 0,54% | 0,40% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 16.572.611.732 | 16.685.620.772 | 16.772.450.232 | 16.837.572.327 | 16.924.401.787 | 17.011.231.247 | 17.098.060.707 | 17.206.597.532 | 17.315.134.357 | 17.423.671.182 | 17.532.208.007 | 17.640.744.832 | 17.684.159.562 | 17.727.574.292 |
| 86 | 20402 | Deposito | 12.912.500.000 | 13.462.500.000 | 13.532.556.825 | 13.585.099.443 | 13.655.156.268 | 13.725.213.093 | 13.795.269.918 | 13.882.840.949 | 13.970.411.980 | 14.057.983.011 | 14.145.554.042 | 14.233.125.073 | 14.268.153.485 | 14.303.181.897 |
| 87 | LDR | 87,36% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | 85,37% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|