Modul RBB
006
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 101,58% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 30.514.848.189 | 30.995.946.233 | 31.157.244.474 | 31.278.218.154 | 31.439.516.395 | 31.600.814.636 | 31.762.112.877 | 31.963.735.678 | 32.165.358.479 | 32.366.981.280 | 32.568.604.081 | 32.770.226.882 | 32.850.876.002 | 32.931.525.122 |
| 3 | Pertumbuhan | 74.882.118 | 408.553.745 | 161.298.241 | 120.973.680 | 161.298.241 | 161.298.241 | 161.298.241 | 201.622.801 | 201.622.801 | 201.622.801 | 201.622.801 | 201.622.801 | 80.649.120 | 80.649.120 | |
| 4 |
Run Off
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1.549.797.312 | 1.557.862.224 | 1.563.910.908 | 1.571.975.820 | 1.580.040.732 | 1.588.105.644 | 1.598.186.784 | 1.608.267.924 | 1.618.349.064 | 1.628.430.204 | 1.638.511.344 | 1.642.543.800 | 1.646.576.256 | ||
| 5 | Pencairan Kredit | 31.404.499.978 | 31.318.542.715 | 31.399.191.834 | 31.600.814.636 | 31.762.112.877 | 31.923.411.118 | 32.165.358.479 | 32.366.981.280 | 32.568.604.081 | 32.770.226.882 | 32.971.849.683 | 32.931.525.122 | 33.012.174.242 | ||
| 6 | Rata - rata Per Marketing | 0 | 6.280.900.000 | 6.263.800.000 | 6.279.900.000 | 6.320.200.000 | 6.352.500.000 | 6.384.700.000 | 6.433.100.000 | 6.473.400.000 | 6.513.800.000 | 6.554.100.000 | 6.594.400.000 | 6.586.400.000 | 6.602.500.000 | |
| 7 | YOG | 1,05% | 1,20% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | 1,23% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 321.416.013 | 373.279.690 | 383.836.149 | 385.326.464 | 387.313.548 | 389.300.633 | 391.287.719 | 393.771.575 | 396.255.431 | 398.739.287 | 401.223.144 | 403.707.000 | 404.700.543 | 405.694.085 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 74.688 | 84.831 | 85.272 | 85.604 | 86.045 | 86.486 | 86.928 | 87.480 | 88.031 | 88.583 | 89.135 | 89.687 | 89.908 | 90.128 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 321.341.325 | 373.194.859 | 383.750.877 | 385.240.860 | 387.227.503 | 389.214.147 | 391.200.791 | 393.684.095 | 396.167.400 | 398.650.704 | 401.134.009 | 403.617.313 | 404.610.635 | 405.603.957 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 8.720.896 | 9.172.036 | 9.219.766 | 9.255.563 | 9.303.293 | 9.351.023 | 9.398.753 | 9.458.415 | 9.518.078 | 9.577.740 | 9.637.402 | 9.697.065 | 9.720.930 | 9.744.795 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 5.121.448 | 5.598.977 | 5.628.113 | 5.649.965 | 5.679.102 | 5.708.238 | 5.737.374 | 5.773.794 | 5.810.215 | 5.846.635 | 5.883.055 | 5.919.476 | 5.934.044 | 5.948.612 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 3.599.448 | 3.573.059 | 3.591.653 | 3.605.598 | 3.624.192 | 3.642.785 | 3.661.379 | 3.684.621 | 3.707.863 | 3.731.105 | 3.754.347 | 3.777.589 | 3.786.886 | 3.796.183 |
| 15 | 40109 | PENDAPATAN LAINNYA | 31.934.846 | 38.386.333 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 890.034 | 640.034 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 500.000 | 550.000 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 390.034 | 90.034 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 0 | 1.710.616 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 362.071.755 | 420.838.059 | 393.055.915 | 394.582.027 | 396.616.841 | 398.651.657 | 400.686.472 | 403.229.990 | 405.773.509 | 408.317.027 | 410.860.547 | 413.404.065 | 414.421.472 | 415.438.880 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 5.034.535 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 32 | 40209 | Pend Non-Lainnya | 489.535 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 | 1.113.673 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 438.625 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 | 513.000 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 910 | 673 | 673 | 673 | 673 | 673 | 673 | 673 | 673 | 673 | 673 | 673 | 673 | 673 |
| 36 | 4020909 | Pend Non-Lainnya | 50.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 | 600.000 |
| 37 | 4 | PENDAPATAN | 367.106.290 | 421.951.732 | 394.169.588 | 395.695.700 | 397.730.514 | 399.765.330 | 401.800.145 | 404.343.663 | 406.887.182 | 409.430.700 | 411.974.220 | 414.517.738 | 415.535.145 | 416.552.553 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 63.930.212 | 64.639.634 | 64.976.009 | 65.228.290 | 65.564.665 | 65.901.040 | 66.237.415 | 66.657.884 | 67.078.353 | 67.498.822 | 67.919.291 | 68.339.760 | 68.507.947 | 68.676.134 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 592.787 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 48.098 | 569.558 |
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| 42 | 50104 | BEBAN PEMASARAN | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 150.582.602 | 269.370.081 | 228.210.790 | 182.804.376 | 163.232.957 | 160.660.281 | 160.659.586 | 162.811.264 | 160.660.157 | 160.659.586 | 162.811.266 | 160.660.146 | 160.659.586 | 207.566.861 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 115.310.495 | 227.712.250 | 188.541.248 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 | 120.973.680 |
| 45 | 501060101 | GAJI DAN UPAH | 90.847.995 | 198.899.750 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 24.462.500 | 28.812.500 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 24.462.500 | 28.512.500 | 67.567.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 0 | 300.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 11.818.771 | 11.208.271 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 5.277.423 | 5.277.423 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 1.364.603 | 1.364.603 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 995.000 | 2.413.000 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 15.261.618 | 20.563.436 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 554.692 | 831.098 |
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| 59 | 50109 | Operasional Lainnya | 4.042.480 | 17.942.620 |
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| 60 | 501 | BEBAN OPERASIONAL | 226.894.221 | 349.725.852 | 293.186.799 | 248.032.666 | 228.797.622 | 226.561.321 | 226.897.001 | 229.469.148 | 227.738.510 | 228.158.408 | 230.730.557 | 228.999.906 | 229.167.533 | 276.242.995 |
| 61 | 502 | BEBAN NON OPERASIONAL | 47.011.492 | 48.602.315 | 47.794.672 | 47.998.158 | 48.258.336 | 48.209.721 | 48.779.540 | 49.096.983 | 49.414.714 | 49.732.736 | 50.051.050 | 50.369.660 | 51.129.300 | 51.900.636 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 42.958.171 | 43.363.507 | 43.589.164 | 43.758.407 | 43.984.064 | 44.209.721 | 44.435.379 | 44.717.450 | 44.999.521 | 45.281.593 | 45.563.664 | 45.845.736 | 46.568.541 | 47.302.742 |
| 63 | 50209 | Bbn Non-Lainnya | 4.053.321 | 5.238.808 | 4.205.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 218.000 | 106.000 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 0 | 350.000 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 3.835.321 | 4.782.808 |
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| 70 | 5 | BIAYA | 273.905.713 | 398.328.167 | 340.981.471 | 296.030.824 | 277.055.958 | 274.771.042 | 275.676.541 | 278.566.131 | 277.153.224 | 277.891.144 | 280.781.607 | 279.369.566 | 280.296.833 | 328.143.631 |
| 71 | EBT | 93.200.577 | 23.623.565 | 53.188.117 | 99.664.876 | 120.674.556 | 124.994.288 | 126.123.604 | 125.777.532 | 129.733.958 | 131.539.556 | 131.192.613 | 135.148.172 | 135.238.312 | 88.408.922 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 93.200.577 | 23.623.565 | 53.188.117 | 99.664.876 | 120.674.556 | 124.994.288 | 126.123.604 | 125.777.532 | 129.733.958 | 131.539.556 | 131.192.613 | 135.148.172 | 135.238.312 | 88.408.922 | |
| 74 | 309 | EAT Akumulatif | 1.932.198.628 | 1.955.822.193 | 53.188.117 | 152.852.993 | 273.527.549 | 398.521.837 | 524.645.441 | 650.422.973 | 780.156.931 | 911.696.487 | 1.042.889.100 | 1.178.037.272 | 1.313.275.584 | 1.401.684.506 |
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| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 10,60% | 10,36% | 10,32% | 10,27% | 10,22% | 10,16% | 10,10% | 10,04% | 9,97% | 9,91% | 9,85% | 9,83% | 9,80% | |
| 79 | OTP | 0,00% | 71,41% | 69,79% | 69,52% | 69,16% | 68,81% | 68,46% | 68,03% | 67,60% | 67,18% | 66,76% | 66,35% | 66,19% | 66,03% | |
| 80 | BOPO | 62,67% | 83,10% | 74,59% | 62,86% | 57,69% | 56,83% | 56,63% | 56,91% | 56,12% | 55,88% | 56,16% | 55,39% | 55,30% | 66,49% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 31.642.252.469 | 32.000.017.799 | 32.166.541.077 | 32.291.433.535 | 32.457.956.813 | 32.624.480.091 | 32.791.003.369 | 32.999.157.467 | 33.207.311.565 | 33.415.465.663 | 33.623.619.761 | 33.831.773.859 | 33.915.035.498 | 33.998.297.137 |
| 83 | ROA | 0,29% | 0,07% | 0,17% | 0,31% | 0,37% | 0,38% | 0,38% | 0,38% | 0,39% | 0,39% | 0,39% | 0,40% | 0,40% | 0,26% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 10.375.583.616 | 10.730.234.968 | 10.786.073.496 | 10.827.952.392 | 10.883.790.920 | 10.939.629.448 | 10.995.467.976 | 11.065.266.136 | 11.135.064.296 | 11.204.862.456 | 11.274.660.616 | 11.344.458.776 | 11.372.378.040 | 11.400.297.304 |
| 86 | 20402 | Deposito | 9.760.350.000 | 10.381.350.000 | 10.435.372.984 | 10.475.890.221 | 10.529.913.205 | 10.583.936.189 | 10.637.959.173 | 10.705.487.902 | 10.773.016.631 | 10.840.545.360 | 10.908.074.089 | 10.975.602.818 | 11.002.614.310 | 11.029.625.802 |
| 87 | LDR | 151,54% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | 146,82% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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