Modul RBB
002
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 101,85% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 19.996.260.494 | 20.365.475.810 | 20.471.454.682 | 20.550.938.836 | 20.656.917.708 | 20.762.896.580 | 20.868.875.452 | 21.001.349.042 | 21.133.822.632 | 21.266.296.222 | 21.398.769.812 | 21.531.243.402 | 21.584.232.838 | 21.637.222.274 |
| 3 | Pertumbuhan | 49.069.959 | 268.434.825 | 105.978.872 | 79.484.154 | 105.978.872 | 105.978.872 | 105.978.872 | 132.473.590 | 132.473.590 | 132.473.590 | 132.473.590 | 132.473.590 | 52.989.436 | 52.989.436 | |
| 4 |
Run Off
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1.018.273.791 | 1.023.572.734 | 1.027.546.942 | 1.032.845.885 | 1.038.144.829 | 1.043.443.773 | 1.050.067.452 | 1.056.691.132 | 1.063.314.811 | 1.069.938.491 | 1.076.562.170 | 1.079.211.642 | 1.081.861.114 | ||
| 5 | Pencairan Kredit | 20.633.910.635 | 20.577.433.554 | 20.630.422.990 | 20.762.896.580 | 20.868.875.452 | 20.974.854.324 | 21.133.822.632 | 21.266.296.222 | 21.398.769.812 | 21.531.243.402 | 21.663.716.992 | 21.637.222.274 | 21.690.211.710 | ||
| 6 | Rata - rata Per Marketing | 0 | 4.126.800.000 | 4.115.500.000 | 4.126.100.000 | 4.152.600.000 | 4.173.800.000 | 4.195.000.000 | 4.226.800.000 | 4.253.300.000 | 4.279.800.000 | 4.306.300.000 | 4.332.800.000 | 4.327.500.000 | 4.338.100.000 | |
| 7 | YOG | 1,11% | 1,27% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | 1,25% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 221.822.234 | 258.881.760 | 256.837.278 | 257.834.496 | 259.164.120 | 260.493.743 | 261.823.366 | 263.485.395 | 265.147.425 | 266.809.454 | 268.471.483 | 270.133.512 | 270.798.324 | 271.463.135 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 79.397 | 61.114 | 61.432 | 61.671 | 61.989 | 62.307 | 62.625 | 63.022 | 63.420 | 63.817 | 64.215 | 64.612 | 64.771 | 64.930 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 221.742.837 | 258.820.646 | 256.775.846 | 257.772.825 | 259.102.131 | 260.431.436 | 261.760.741 | 263.422.373 | 265.084.005 | 266.745.637 | 268.407.268 | 270.068.900 | 270.733.553 | 271.398.205 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 5.291.281 | 5.927.938 | 5.958.786 | 5.981.922 | 6.012.770 | 6.043.618 | 6.074.466 | 6.113.027 | 6.151.587 | 6.190.147 | 6.228.707 | 6.267.267 | 6.282.691 | 6.298.115 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 3.239.432 | 3.798.165 | 3.817.930 | 3.832.754 | 3.852.519 | 3.872.284 | 3.892.049 | 3.916.755 | 3.941.462 | 3.966.168 | 3.990.875 | 4.015.581 | 4.025.463 | 4.035.346 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 2.051.849 | 2.129.773 | 2.140.856 | 2.149.168 | 2.160.251 | 2.171.334 | 2.182.417 | 2.196.271 | 2.210.125 | 2.223.979 | 2.237.832 | 2.251.686 | 2.257.228 | 2.262.769 |
| 15 | 40109 | PENDAPATAN LAINNYA | 45.370.403 | 50.091.307 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 25.098.000 | 26.368.500 | ||||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 16.598.976 | 26.098.500 |
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| 18 | 401090402 | Pend BUNGA Hapus Buku | 8.499.024 | 270.000 |
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| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 212.358 | 0 |
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| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 272.483.918 | 314.901.005 | 262.796.064 | 263.816.418 | 265.176.890 | 266.537.361 | 267.897.832 | 269.598.422 | 271.299.011 | 272.999.601 | 274.700.190 | 276.400.779 | 277.081.015 | 277.761.251 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 13.850.867 | 10.417.231 | 10.468.797 | 10.507.471 | 10.559.037 | 10.610.603 | 10.662.169 | 10.726.627 | 10.791.084 | 10.855.542 | 10.919.999 | 10.984.457 | 11.010.240 | 11.036.023 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 13.102.081 | 9.909.198 | 9.960.764 | 9.999.438 | 10.051.004 | 10.102.570 | 10.154.136 | 10.218.594 | 10.283.051 | 10.347.509 | 10.411.966 | 10.476.424 | 10.502.207 | 10.527.990 |
| 32 | 40209 | Pend Non-Lainnya | 748.786 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 | 508.033 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 748.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 | 507.500 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 286 | 476 | 476 | 476 | 476 | 476 | 476 | 476 | 476 | 476 | 476 | 476 | 476 | 476 |
| 36 | 4020909 | Pend Non-Lainnya | 0 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 |
| 37 | 4 | PENDAPATAN | 286.334.785 | 325.318.236 | 273.264.861 | 274.323.889 | 275.735.927 | 277.147.964 | 278.560.001 | 280.325.049 | 282.090.095 | 283.855.143 | 285.620.189 | 287.385.236 | 288.091.255 | 288.797.274 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 70.797.194 | 69.399.692 | 69.760.838 | 70.031.697 | 70.392.843 | 70.753.989 | 71.115.135 | 71.566.567 | 72.017.999 | 72.469.431 | 72.920.863 | 73.372.295 | 73.552.868 | 73.733.441 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 67.028 | 69.540 | 69.902 | 70.173 | 70.535 | 70.897 | 71.259 | 71.711 | 72.163 | 72.615 | 73.067 | 73.519 | 73.700 | 73.881 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 3.626.929 | 2.023.431 |
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| 42 | 50104 | BEBAN PEMASARAN | 0 | 369.000 | 370.920 | 372.360 | 374.280 | 376.200 | 378.120 | 380.520 | 382.920 | 385.320 | 387.720 | 390.120 | 391.080 | 392.040 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 134.583.072 | 239.613.586 | 182.591.644 | 341.796.508 | 341.796.508 | 341.796.533 | 341.796.533 | 614.523.806 | 614.523.806 | 614.523.806 | 614.523.806 | 614.523.806 | 341.796.533 | 341.796.533 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 102.593.760 | 203.022.396 | 147.551.722 | 306.756.881 | 306.756.881 | 306.756.881 | 306.756.881 | 579.484.154 | 579.484.154 | 579.484.154 | 579.484.154 | 579.484.154 | 306.756.881 | 306.756.881 |
| 45 | 501060101 | GAJI DAN UPAH | 79.913.760 | 175.767.396 |
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| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 22.680.000 | 27.255.000 | 68.067.568 | 227.272.727 | 227.272.727 | 227.272.727 | 227.272.727 | 500.000.000 | 500.000.000 | 500.000.000 | 500.000.000 | 500.000.000 | 227.272.727 | 227.272.727 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
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| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 22.680.000 | 26.955.000 | 67.567.568 | 227.272.727 | 227.272.727 | 227.272.727 | 227.272.727 | 500.000.000 | 500.000.000 | 500.000.000 | 500.000.000 | 500.000.000 | 227.272.727 | 227.272.727 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 0 | 300.000 |
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| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
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| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
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| 53 | 5010603 | BEBAN SEWA | 14.026.056 | 13.415.556 |
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| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 3.202.554 | 3.196.413 |
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| 55 | 5010606 | BEBAN PREMI ASURANSI | 18.542 | 18.542 |
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| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 3.464.706 | 3.056.706 |
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| 57 | 5010608 | BEBAN BARANG DAN JASA | 10.991.107 | 15.896.932 |
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| 58 | 5010609 | BEBAN PAJAK-PAJAK | 286.347 | 1.007.041 |
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| 59 | 50109 | Operasional Lainnya | 3.768.887 | 3.930.582 |
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| 60 | 501 | BEBAN OPERASIONAL | 226.064.506 | 314.687.304 | 252.793.304 | 412.270.738 | 412.634.166 | 412.997.619 | 413.361.047 | 686.542.604 | 686.996.888 | 687.451.172 | 687.905.456 | 688.359.740 | 415.814.181 | 415.995.895 |
| 61 | 502 | BEBAN NON OPERASIONAL | 4.718.578 | 4.781.700 | 4.705.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 63 | 50209 | Bbn Non-Lainnya | 4.718.578 | 4.781.700 | 4.705.508 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 0 | 0 |
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| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 0 | 0 |
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| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 100.000 | 0 |
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| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
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| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
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| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 4.618.578 | 4.781.700 |
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| 70 | 5 | BIAYA | 230.783.084 | 319.469.004 | 257.498.812 | 416.510.489 | 416.908.438 | 416.997.619 | 417.705.208 | 690.922.137 | 691.412.081 | 691.902.315 | 692.392.842 | 692.883.664 | 420.374.940 | 420.593.789 |
| 71 | EBT | 55.551.701 | 5.849.232 | 15.766.049 | -142.186.600 | -141.172.511 | -139.849.655 | -139.145.207 | -410.597.088 | -409.321.986 | -408.047.172 | -406.772.653 | -405.498.428 | -132.283.685 | -131.796.515 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | 55.551.701 | 5.849.232 | 15.766.049 | -142.186.600 | -141.172.511 | -139.849.655 | -139.145.207 | -410.597.088 | -409.321.986 | -408.047.172 | -406.772.653 | -405.498.428 | -132.283.685 | -131.796.515 | |
| 74 | 309 | EAT Akumulatif | 983.414.857 | 989.264.089 | 15.766.049 | -126.420.551 | -267.593.062 | -407.442.717 | -546.587.924 | -957.185.012 | -1.366.506.998 | -1.774.554.170 | -2.181.326.823 | -2.586.825.251 | -2.719.108.936 | -2.850.905.451 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 11,99% | 11,64% | 11,59% | 11,53% | 11,47% | 11,41% | 11,34% | 11,27% | 11,20% | 11,13% | 11,06% | 11,04% | 11,01% | |
| 79 | OTP | 0,00% | 70,36% | 68,28% | 68,01% | 67,67% | 67,32% | 66,98% | 66,56% | 66,14% | 65,73% | 65,32% | 64,92% | 64,76% | 64,60% | |
| 80 | BOPO | 82,96% | 99,93% | 96,19% | 156,27% | 155,61% | 154,95% | 154,30% | 254,65% | 253,22% | 251,81% | 250,42% | 249,04% | 150,07% | 149,77% | |
| 81 | Jml Marketing Total |
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| 82 | 1 | Asset | 20.495.759.894 | 20.830.554.206 | 20.938.953.276 | 21.020.252.578 | 21.128.651.648 | 21.237.050.718 | 21.345.449.788 | 21.480.948.625 | 21.616.447.462 | 21.751.946.299 | 21.887.445.136 | 22.022.943.973 | 22.077.143.508 | 22.131.343.043 |
| 83 | ROA | 0,27% | 0,03% | 0,08% | -0,68% | -0,67% | -0,66% | -0,65% | -1,91% | -1,89% | -1,88% | -1,86% | -1,84% | -0,60% | -0,60% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 10.191.811.531 | 9.616.694.991 | 9.666.738.825 | 9.704.271.700 | 9.754.315.534 | 9.804.359.368 | 9.854.403.202 | 9.916.957.994 | 9.979.512.786 | 10.042.067.578 | 10.104.622.370 | 10.167.177.162 | 10.192.199.079 | 10.217.220.996 |
| 86 | 20402 | Deposito | 7.410.900.000 | 7.246.900.000 | 7.284.611.777 | 7.312.895.610 | 7.350.607.387 | 7.388.319.164 | 7.426.030.941 | 7.473.170.663 | 7.520.310.385 | 7.567.450.107 | 7.614.589.829 | 7.661.729.551 | 7.680.585.440 | 7.699.441.329 |
| 87 | LDR | 113,60% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | 120,77% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
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