Modul RBB
001
| No | Aktual 2025 | Aktual 2025 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | Proyeksi 2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COA | Keterangan | Nov | Des | Jan | Feb | Mar | Apr | Mei | Jun | Jul | Agu | Sep | Okt | Nov | Des | |
| a | b | c | d | e | f | g | h | i | j | k | l | m | n | o | p | q |
| 1 | Proyeksi | 101,09% | 100,52% | 100,39% | 100,52% | 100,51% | 100,51% | 100,63% | 100,63% | 100,63% | 100,62% | 100,62% | 100,25% | 100,25% | ||
| 2 | 10701 | Kredit yang diberikan | 39.164.727.103 | 39.590.284.266 | 39.796.306.149 | 39.950.822.561 | 40.156.844.444 | 40.362.866.327 | 40.568.888.210 | 40.826.415.563 | 41.083.942.916 | 41.341.470.269 | 41.598.997.622 | 41.856.524.975 | 41.959.535.916 | 42.062.546.857 |
| 3 | Pertumbuhan | 96.108.547 | 521.834.655 | 206.021.883 | 154.516.412 | 206.021.883 | 206.021.883 | 206.021.883 | 257.527.353 | 257.527.353 | 257.527.353 | 257.527.353 | 257.527.353 | 103.010.941 | 103.010.941 | |
| 4 |
Run Off
|
1.979.514.213 | 1.989.815.307 | 1.997.541.128 | 2.007.842.222 | 2.018.143.316 | 2.028.444.411 | 2.041.320.778 | 2.054.197.146 | 2.067.073.513 | 2.079.949.881 | 2.092.826.249 | 2.097.976.796 | 2.103.127.343 | ||
| 5 | Pencairan Kredit | 40.112.118.921 | 40.002.328.032 | 40.105.338.973 | 40.362.866.327 | 40.568.888.210 | 40.774.910.093 | 41.083.942.916 | 41.341.470.269 | 41.598.997.622 | 41.856.524.975 | 42.114.052.328 | 42.062.546.857 | 42.165.557.798 | ||
| 6 | Rata - rata Per Marketing | 0 | 8.022.500.000 | 8.000.500.000 | 8.021.100.000 | 8.072.600.000 | 8.113.800.000 | 8.155.000.000 | 8.216.800.000 | 8.268.300.000 | 8.319.800.000 | 8.371.400.000 | 8.422.900.000 | 8.412.600.000 | 8.433.200.000 | |
| 7 | YOG | 0,68% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | 0,88% | |
| 8 | ||||||||||||||||
| 9 | 4010101 | PEND-BUNGA KONTRAKTUAL | 268.094.297 | 346.703.785 | 350.512.699 | 351.873.628 | 353.688.201 | 355.502.773 | 357.317.346 | 359.585.561 | 361.853.777 | 364.121.993 | 366.390.209 | 368.658.425 | 369.565.711 | 370.472.997 |
| 10 | 401010102 | PBK-Penempatan pd Bank lain | 141.445 | 107.941 | 108.503 | 108.924 | 109.486 | 110.047 | 110.609 | 111.311 | 112.013 | 112.716 | 113.418 | 114.120 | 114.401 | 114.682 |
| 11 | 40101010909 | Pend Kredit-Kpd phk ke 3 Bukan Bank | 267.952.852 | 346.595.844 | 350.404.196 | 351.764.704 | 353.578.715 | 355.392.726 | 357.206.737 | 359.474.250 | 361.741.764 | 364.009.277 | 366.276.791 | 368.544.305 | 369.451.310 | 370.358.315 |
| 12 | 4010102 | PEND-PROVISI KREDIT | 6.836.670 | 9.110.441 | 9.157.850 | 9.193.407 | 9.240.817 | 9.288.226 | 9.335.635 | 9.394.897 | 9.454.159 | 9.513.421 | 9.572.682 | 9.631.944 | 9.655.649 | 9.679.353 |
| 13 | 40101020901 | Pend Phk ke 3-PROVISI | 4.502.996 | 6.058.460 | 6.089.987 | 6.113.633 | 6.145.160 | 6.176.687 | 6.208.215 | 6.247.624 | 6.287.033 | 6.326.442 | 6.365.851 | 6.405.260 | 6.421.024 | 6.436.788 |
| 14 | 40101020902 | Pend Phk ke 3-ADM | 2.333.674 | 3.051.981 | 3.067.863 | 3.079.775 | 3.095.657 | 3.111.539 | 3.127.421 | 3.147.273 | 3.167.126 | 3.186.978 | 3.206.831 | 3.226.684 | 3.234.625 | 3.242.566 |
| 15 | 40109 | PENDAPATAN LAINNYA | 55.025.663 | 36.106.153 | 0 | 7.000.000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 16 | 4010904 | Pend Lainnya-Kre Yg DihpsBukukan | 26.535.000 | 2.235.000 | 0 | 7.000.000 | ||||||||||
| 17 | 401090401 | Pend POKOK Hapus Buku | 21.523.000 | 1.650.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 18 | 401090402 | Pend BUNGA Hapus Buku | 5.012.000 | 585.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 19 | 4010905 | Pend Lainnya-Pemulihan CKPN | 107.198 | 237.204 |
|
|
|
|
|
|
|
|
|
|
|
|
| 20 | 4010909 | Pendapatan Ganti Rugi Asuransi | 0 | 0 | ||||||||||||
| 21 | 401090901 | Pend Lain Lainnya-Peninjauan Kredit | ||||||||||||||
| 22 | 401090902 | Pend Lain Lainnya-Denda Kredit | ||||||||||||||
| 23 | 401090903 | Pend Lain Lainnya-Admistrasi Kredit | ||||||||||||||
| 24 | 401090904 | Pend Lain Lainnya-Tutup Rekening Tab | ||||||||||||||
| 25 | 401090905 | Pend Lain Lainnya-Administrasi Tab | ||||||||||||||
| 26 | 401090906 | Pend Lain Lainnya-Pinalty Deposito | ||||||||||||||
| 27 | 401090907 | Pend Lain Lainnya-Bunga Antar Kantor | ||||||||||||||
| 28 | 401090909 | Pend Lain Lainnya-Lainnya | ||||||||||||||
| 29 | 401 | PENDAPATAN OPERASIONAL | 338.664.540 | 391.920.379 | 359.670.549 | 368.067.035 | 362.929.017 | 364.791.000 | 366.652.982 | 368.980.458 | 371.307.936 | 373.635.413 | 375.962.891 | 378.290.369 | 379.221.359 | 380.152.350 |
| 30 | 402 | PENDAPATAN NON OPERASIONAL | 105.016.678 | 105.837.099 | 106.386.554 | 106.798.645 | 107.348.100 | 107.897.555 | 108.447.010 | 109.133.829 | 109.820.647 | 110.507.466 | 111.194.285 | 111.881.103 | 112.155.831 | 112.430.558 |
| 31 | 40204 | Pend Non-Bunga Antar kantor | 104.577.427 | 105.586.246 | 106.135.701 | 106.547.792 | 107.097.247 | 107.646.702 | 108.196.157 | 108.882.976 | 109.569.794 | 110.256.613 | 110.943.432 | 111.630.250 | 111.904.978 | 112.179.705 |
| 32 | 40209 | Pend Non-Lainnya | 439.251 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 | 250.853 |
| 33 | 4020901 | Pend Non-Pend Sewa | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 34 | 4020902 | Pend Non-Pend Fee Pihak III | 438.400 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 | 250.000 |
| 35 | 4020903 | Pend Non-Pend Pembulatan Kas | 851 | 853 | 853 | 853 | 853 | 853 | 853 | 853 | 853 | 853 | 853 | 853 | 853 | 853 |
| 36 | 4020909 | Pend Non-Lainnya | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 4 | PENDAPATAN | 443.681.218 | 497.757.478 | 466.057.103 | 474.865.680 | 470.277.117 | 472.688.555 | 475.099.992 | 478.114.287 | 481.128.583 | 484.142.879 | 487.157.176 | 490.171.472 | 491.377.190 | 492.582.908 |
| 38 | ||||||||||||||||
| 39 | 50101 | BEBAN BUNGA | 238.912.985 | 244.984.180 | 246.259.041 | 247.215.187 | 248.490.048 | 249.764.909 | 251.039.770 | 252.633.346 | 254.226.922 | 255.820.498 | 257.414.074 | 259.007.650 | 259.645.080 | 260.282.510 |
| 40 | 5010302 | Bbn CKPN-Penempatan pd Bank Lain | 772.048 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 41 | 5010309 | Beban CKPN-KREDIT YG DIBERIKAN | 2.597.116 | 8.994.912 |
|
|
|
|
|
|
|
|
|
|
|
|
| 42 | 50104 | BEBAN PEMASARAN | 329.000 | 2.466.300 | 2.479.134 | 2.488.760 | 2.501.594 | 2.514.428 | 2.527.262 | 2.543.305 | 2.559.348 | 2.575.391 | 2.591.434 | 2.607.477 | 2.613.894 | 2.620.311 |
| 43 | 50106 | BEBAN ADMINISTRASI DAN UMUM | 180.635.987 | 319.900.497 | 302.845.467 | 480.478.144 | 480.478.144 | 480.478.174 | 480.478.174 | 210.499.181 | 207.751.630 | 207.750.901 | 210.499.184 | 207.751.617 | 480.478.174 | 480.478.174 |
| 44 | 5010601 | BEBAN TENAGA KERJA | 135.471.729 | 269.413.549 | 249.611.007 | 427.243.685 | 427.243.685 | 427.243.685 | 427.243.685 | 154.516.412 | 154.516.412 | 154.516.412 | 154.516.412 | 154.516.412 | 427.243.685 | 427.243.685 |
| 45 | 501060101 | GAJI DAN UPAH | 107.736.729 | 235.846.049 |
|
|
|
|
|
|
|
|
|
|
|
|
| 46 | 501060102 | Bbn Tng Kerja-HONORARIUM | 0 | 0 | ||||||||||||
| 47 | 501060109 | Bbn Tng Kerja-LAINNYA | 27.735.000 | 33.567.500 | 95.094.595 | 272.727.273 | 272.727.273 | 272.727.273 | 272.727.273 | 0 | 0 | 0 | 0 | 0 | 272.727.273 | 272.727.273 |
| 48 | 50106010901 | Bbn Tng Krj Lainnya-Tunj Hari Raya | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 49 | 50106010906 | Bbn Tng Krj Lainnya-Tunj Uang Makan | 27.735.000 | 33.567.500 | 94.594.595 | 272.727.273 | 272.727.273 | 272.727.273 | 272.727.273 | 0 | 0 | 0 | 0 | 0 | 272.727.273 | 272.727.273 |
| 50 | 50106010907 | Bbn Tng Krj Lainnya-Tunj Uang Lembur | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 51 | 50106010908 | Bbn Tng Krj Lainnya-Tunj Pakaian Dinas | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 52 | 5010602 | BEBAN PENDIDIKAN DAN PELATIHAN | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 53 | 5010603 | BEBAN SEWA | 20.053.606 | 18.215.002 |
|
|
|
|
|
|
|
|
|
|
|
|
| 54 | 5010604 | BEBAN PYSTAN/PENGHPSAN ASET & INV | 5.299.156 | 5.318.491 |
|
|
|
|
|
|
|
|
|
|
|
|
| 55 | 5010606 | BEBAN PREMI ASURANSI | 18.538 | 18.538 |
|
|
|
|
|
|
|
|
|
|
|
|
| 56 | 5010607 | BEBAN PEMELIHARAN DAN PERBAIKAN | 986.000 | 678.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 57 | 5010608 | BEBAN BARANG DAN JASA | 18.254.958 | 26.256.917 |
|
|
|
|
|
|
|
|
|
|
|
|
| 58 | 5010609 | BEBAN PAJAK-PAJAK | 552.000 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 59 | 50109 | Operasional Lainnya | 5.289.116 | 5.406.315 |
|
|
|
|
|
|
|
|
|
|
|
|
| 60 | 501 | BEBAN OPERASIONAL | 442.943.864 | 579.913.607 | 551.583.642 | 730.182.091 | 731.469.786 | 732.757.511 | 734.045.206 | 465.675.832 | 464.537.900 | 466.146.790 | 470.504.692 | 469.366.744 | 742.737.148 | 743.380.995 |
| 61 | 502 | BEBAN NON OPERASIONAL | 6.751.035 | 7.243.500 | 1.000.000 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 62 | 50203 | Bbn Non-Bunga Antar Kantor | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 63 | 50209 | Bbn Non-Lainnya | 6.751.035 | 7.243.500 | 1.000.000 | 4.239.751 | 4.274.272 | 4.000.000 | 4.344.161 | 4.379.533 | 4.415.193 | 4.451.143 | 4.487.386 | 4.523.924 | 4.560.759 | 4.597.894 |
| 64 | 5020901 | Bbn Non Lainnya-JAMUAN TAMU | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 65 | 5020902 | Bbn Non Lainnya-OLAH RAGA | 608.000 | 481.000 |
|
|
|
|
|
|
|
|
|
|
|
|
| 66 | 5020903 | Bbn Non Lainnya-SUMBANGAN | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 67 | 5020904 | Bbn Non Lainnya-REKREASI | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 68 | 5020905 | Bbn Non Lainnya-PEMBULATAN KAS | 0 | 0 |
|
|
|
|
|
|
|
|
|
|
|
|
| 69 | 5020909 | Bbn Non Lainnya-LAINNYA | 6.143.035 | 6.762.500 |
|
|
|
|
|
|
|
|
|
|
|
|
| 70 | 5 | BIAYA | 449.694.899 | 587.157.107 | 552.583.642 | 734.421.842 | 735.744.058 | 736.757.511 | 738.389.367 | 470.055.365 | 468.953.093 | 470.597.933 | 474.992.078 | 473.890.668 | 747.297.907 | 747.978.889 |
| 71 | EBT | -6.013.681 | -89.399.629 | -86.526.539 | -259.556.162 | -265.466.941 | -264.068.956 | -263.289.375 | 8.058.922 | 12.175.490 | 13.544.946 | 12.165.098 | 16.280.804 | -255.920.717 | -255.395.981 | |
| 72 | 6 | TAKSIRAN PAJAK | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 73 | EAT | -6.013.681 | -89.399.629 | -86.526.539 | -259.556.162 | -265.466.941 | -264.068.956 | -263.289.375 | 8.058.922 | 12.175.490 | 13.544.946 | 12.165.098 | 16.280.804 | -255.920.717 | -255.395.981 | |
| 74 | 309 | EAT Akumulatif | 972.301.837 | 882.902.208 | -86.526.539 | -346.082.701 | -611.549.642 | -875.618.598 | -1.138.907.973 | -1.130.849.051 | -1.118.673.561 | -1.105.128.615 | -1.092.963.517 | -1.076.682.713 | -1.332.603.430 | -1.587.999.411 |
| 75 | ||||||||||||||||
| 76 | RASIO | |||||||||||||||
| 78 | NPL | 0,00% | 33,58% | 33,04% | 32,91% | 32,74% | 32,58% | 32,41% | 32,21% | 32,00% | 31,80% | 31,61% | 31,41% | 31,34% | 31,26% | |
| 79 | OTP | 0,00% | 50,45% | 49,64% | 49,44% | 49,19% | 48,94% | 48,69% | 48,38% | 48,08% | 47,78% | 47,49% | 47,19% | 47,08% | 46,96% | |
| 80 | BOPO | 130,79% | 147,97% | 153,36% | 198,38% | 201,55% | 200,87% | 200,20% | 126,21% | 125,11% | 124,76% | 125,15% | 124,08% | 195,86% | 195,55% | |
| 81 | Jml Marketing Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 82 | 1 | Asset | 38.273.934.004 | 38.648.657.800 | 38.849.779.601 | 39.000.620.951 | 39.201.742.752 | 39.402.864.553 | 39.603.986.354 | 39.855.388.604 | 40.106.790.854 | 40.358.193.104 | 40.609.595.354 | 40.860.997.604 | 40.961.558.504 | 41.062.119.404 |
| 83 | ROA | -0,02% | -0,23% | -0,22% | -0,67% | -0,68% | -0,67% | -0,66% | 0,02% | 0,03% | 0,03% | 0,03% | 0,04% | -0,62% | -0,62% | |
| 84 | DANA PIHAK KETIGA BUKAN BANK | |||||||||||||||
| 85 | 20401 | Tabungan | 11.692.761.310 | 12.278.380.598 | 12.342.275.443 | 12.390.196.577 | 12.454.091.422 | 12.517.986.267 | 12.581.881.112 | 12.661.749.668 | 12.741.618.224 | 12.821.486.780 | 12.901.355.336 | 12.981.223.892 | 13.013.171.315 | 13.045.118.738 |
| 86 | 20402 | Deposito | 34.383.263.000 | 33.879.763.000 | 34.056.068.189 | 34.188.297.081 | 34.364.602.270 | 34.540.907.459 | 34.717.212.648 | 34.937.594.134 | 35.157.975.620 | 35.378.357.106 | 35.598.738.592 | 35.819.120.078 | 35.907.272.672 | 35.995.425.266 |
| 87 | LDR | 85,00% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | 85,77% | |
| 88 | SUMBER DAYA MANUSIA (SDM) | |||||||||||||||
| 89 | Jumlah Karyawan ( termasuk AO ) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|